Deferit: Pay bills in 4

4.5
14.8K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple instalments!

Move payments and stay on top of your bills all from within the app.

How it works:

- Upload a bill by taking a photo, screenshot or adding a file.
- Select the total amount to pay your biller
- Choose the payment option that works best for you
- And we pay the full amount upfront

It's as easy as that!

Get started today and join a community of over 350,000 savvy budgeters using Deferit to pay and manage their bills better.

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-au/privacy/
Updated on
24 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
14.3K reviews
Tia B.
10 September 2025
UPDATE - Closing this account because of $19.99 deposit with every bill. This app is helpful but it also charges .99 every time you make a payment, which is more than double dipping. They charge you a monthly fee, a fee for paying your bills, + .99 when you make your payment. I want to pay my bill off with them but it will not allow the option to pay in full because they want that .99 per payment. It's not right to gouge people who are already struggling, otherwise we wouldn't need your service.
236 people found this review helpful
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Deferit
11 September 2025
Hi Tia, thanks for sharing your thoughts! Your bills are always paid in full to the biller. The $19.99 deposit only applies to your very first Pay in 4 bill and is reimbursed after the 4 installments are paid. Bill Pay has no deposit, and a $0.99 processing fee applies to all payments. Please reach out at help@deferit.com so we can support directly
Karissa B
24 October 2025
Long time deferit customer, I started using deferit several years ago and it has made difficult times when money is tight far less stressful and allows me to better move my money around and take care of more things with less. I can honestly say I would probably be far worse off if it wasn't for this app. I give it 4 stars because there is room for improvement when it comes to scanning in bills sometimes and there are issues due to their system with 2 of my bills I regularly pay thru them.
8 people found this review helpful
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Deferit
24 October 2025
Hi Karissa, Thank you for sharing your feedback. We're thrilled Deferit has been helpful, especially when you needed it most. Should you ever require assistance with any app-related issues in the future, don't hesitate to email us directly at help@deferit.com—we're here to help!
Shon'Dre Léger
16 September 2025
I couldn't do it without Deferit. Lately it's been a bit buggy when uploading your bill. I'm guessing they are using some sort of AI recognition system that scans the bill, and it "can't see" some important information that's clearly on the bill and "can't see" who the bill is from that's clearly on the header of the bill with the logo but if you're patient enough and keep trying it will eventually work. Been a user for about 4 years now and have established a large line of credit.
44 people found this review helpful
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Deferit
16 September 2025
We're thrilled to hear that your account limit reflects the 4 years that you've found Deferit reliable, Shon'Dre—thanks so much for sharing your financial journey with us! Your patience & understanding throughout the process are truly valued; rest assured that your feedback is valuable in helping us enhance your uploading experience moving forward.

What's new

This release contains performance improvements to keep everything running smoothly.