3.8
348 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs.

We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE.

• Set up your profile in 2 minutes
• Secure and faster login with a passcode and biometric login
• Send money to any bank account or phone number in seconds for FREE (T & C apply)
• Buy cheap data and stay connected
• Pay bills for FREE
• Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock
• No paperwork required
• No need to ever visit a bank branch
• More features coming soon to make your banking experience enjoyable like never before.
Updated on
Nov 6, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
346 reviews
Oche Andrew Iduh
November 28, 2025
It looks as if it was a 419 that's in control of this bank, how I wish I could rate it minus zero. I can't withdraw what I have in the bank, OPAY will never restrict you from transferring nor withdrawal, but this nonsense Bank will keep telling you, insufficient funds where my funds are sufficient. I am going to delete the app immediately to avoid these scammers.
3 people found this review helpful
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9 Payment Service Bank (9PSB)
December 3, 2025
Hi there, We’re truly sorry for the frustrating experience you’ve had. Please be assured that we are not scammers, and your money is absolutely safe. The “insufficient funds” message usually happens due to specific amount you are trying to withdraw such as SMS alert charge that is being held. You may reach out to us via Hello@9psb.com.ng.
Meetornebari “First9ja.com” Barika
November 15, 2025
I love the speed & how easy it is to log in, as well as the smooth navigation. But I’m not happy with the verification method, not because it isn’t working, but because there is only one option available. As we all know, 9mobile (T2 Mobile) users are currently facing difficulties. I have been trying to receive the OTP sent via SMS, but to no avail due to the poor network. If there were multiple verification options such as SMS, call, WhatsApp, etc., many of us wouldn’t be facing these difficulty
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9 Payment Service Bank (9PSB)
November 17, 2025
Hi there! Thanks for the feedback. We understand the OTP challenge. We've now added an option to retrieve your OTP directly via USSD if SMS isn't delivered, so you can keep going without delays. *990*30# can be used to retrieve OTP if SMS is not delivered.
Mii Laslas
November 15, 2025
I have tried multiple times to reset my password, but it is painful. I tried calling customer service, and they said they would help, but so far, no go.
15 people found this review helpful
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9 Payment Service Bank (9PSB)
November 17, 2025
Hi there We're sorry to hear you're having trouble accessing your account. We're currently enhancing the app to support full self-service account reset. In the meantime, please send an email to hello@9psb.com.ng for prompt assistance.