Lenme: Investing and Borrowing

Lenme: Borrow and Lend

In-app purchases

About this app

Lenme app is the perfect tool helping in all connections between borrowers and investors.
Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000!

And if you have the interest to invest in lending. Lenme is your perfect gate to earn some cash and generate good passive income. Gain returns you have always looked for!

Benefits you can get for as low as $1.99 a month:
- No credit score required, debt-to-income ratio, or paperwork hassle.
- Creating your borrower profile and requesting a loan won’t take more than 3 mins!
- Thousands of Investors will compete to offer the best rates and you will have the power to choose.
- Get funds transferred to your bank account as quickly as the same day
- As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000!

Lenme has the perfect investing platform!
- Diversify portfolio in a market with low volatility.
- Easily select investments that suit the level of risk you’re comfortable with.
- Enjoy withdrawing your earnings at no cost.
- Investment assistance with Lenme predict service.
- Invest in almost risk-free loans backed by Crypto as Collateral.

Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. Borrowers owning crypto can now connect their wallets to the app and request bigger limit loans. Investors can earn up to $1,700 when funding!

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and all associated fees. Loans shown on the "feed" reflect loans funded through the Lenme platform, some of which may not be available to Android users.

Lenme offers a monthly/annual subscription through Google Play. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your Google Play account.

LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your google play account.

Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.

Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. For example, Loans backed by cryptocurrency have a maximum interest rate (APR) of 25%. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period and a minimum of 2 months paid in installments. Android users are not allowed to request loans that require repayment in full in 60 days or less from the date the loan is issued. Lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.

A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with total interest and fees of $76.96.

For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy
https://lenme.com/term-of-use

Ratings and reviews

Absolutely disgraceful start of my experience with this app and so not happy. I put my information in, went to do a trial subscription and then it asked for an update and I clicked it. Now ALL IT DOES IS STAY ON THE load screen. At least your team responded well to my emails and showed the ticket for my issue. I will keep it at 1 rating until otherwise. Had to edit the post. I don't like shady things where my personal license information is needed for whatever reason which it should not be.

Horrible. I never could complete my account to even sign up for a cash advance. it needed a picture of my barcode of the back of my license. you are not allowed to snap the picture yourself. once the app decides it's aligned right, it should approve but I tried for days in every light setting and nothing. Customer support had no other option other then saying the app needs updating. A whole month later, it takes 32 out of my bank account I never gave them. so it takes it from your Google play.

Do not use this app .... they mislead you into thinking it's like a cash advance loan. Have you pay for a subscription , just to tell you they're sending your info to they're investors. When asked if I could close my account I was told I cannot deactivate or close my account until I recieved and offer. Along with " tips " to make my profile more appealing to investors. So, now I'm paying for a subscription that I don't want and cannot cancel until I "receive an offer " and reject it.

What’s new

Now you will be receiving funding offers in as little as 30 minutes after submitting your loan request.

We’re constantly improving our platform to provide you with the best possible experience. Check out our latest updates:

1. Borrowing is now a lot quicker: offers will be rolling in within 30 minutes.
2. Bug Fixes: Various issues have been resolved for a smoother experience.

If you have any questions or suggestions, feel free to reach us at [e-mail].