N26 — Love your bank

N26 AG

About this app

Welcome to the bank you'll love. Manage all your finances in one beautifully simple app that's trusted by millions.

BANK
– Manage all your finances directly from your smartphone and pay with a tap using your virtual N26 Mastercard and Google Pay. Pick from our five new virtual card designs to start paying with personality.
– Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees.
– Want even more perks and features? Discover our premium accounts and upgrade your banking experience.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.

SAVE
- Save for all your goals by organizing your money into N26 Spaces sub-accounts.
- Pay from a Space and stay in control. Instantly link your virtual or physical Mastercard to a Space—and switch it up as often as you like.
- Automate your savings to reach your financial goals even faster. With N26 Round-ups, get your card purchases automatically rounded-up to the next euro.
- Get smart tools to help you budget the simple way. Keep track of all your money with Insights.
- Always forgetting to put money aside? Use Rules to set up recurring transfers between your main account and your spaces.

INVEST
- Trade thousands of stocks and ETFs — right in your banking app. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your money and your investments without having to download another app. Get a complete overview of your portfolios, transaction fees, gains, and losses.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.

*None of these statements constitute investment advice. Check our website for availability in your country.

TRAVEL THE WORLD WITH N26
Pack your bags — we've got the rest. Get the best exchange rates, free ATM withdrawals abroad, travel insurance, lounge access, travel eSIM connectivity, and 24/7chat support, all in one.

BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly. It’s security your way.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.

Imprint and Cookie Policy: n26.com/app

Ratings and reviews

Errors occur regularly and the app is not able to process the identity check. I've uploaded passport and ID photos 3 times now. I've used other online banks and had no issues. App is not user friendly, for example, you have to click through month by month per year to get to the expiration date of your passport. I am definitely not impressed. There are bettet banking apps out there.

At the beginning was fantastic, now not so much anymore. The feature I still do like are: the opportunity to choose and set spending limits day by day, the opportunity to temporarily block the card in case of doubtely situation and reinstate the function whenever is wanted, the money are transferred in real time between accounts. After 6 days of Livechat that's not "live" but asynchrone, I haven't managed to get a solution but always "we're here for you"BS!!!! I do not recommend it.

If you have no issues and problems, the bank is fine. However, if you have any sort of issue, which will eventually happen, the bank is extremely unreliable and do not provide adequate support or help. When there were unauthorized transactions from my account, the bank took days to respond and actually review the case. They did not provide any refunds whatsoever and didnt take responsibility. I would not recommend and would great advise to instead stick to the main bank providers.

What’s new

We’ve fixed some bugs to make your banking experience even smoother. Happy upgrading!