Krom - Bank Digital

4.9
55.8K reviews
Content rating
Rated for 3+
1M+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Krom is a digital banking app from PT Krom Bank Indonesia Tbk designed to make easier financial management.

Conveniently access all banking services directly from your smartphone. Registration takes just 5 minutes, and you can choose your own Main Savings account number!

Enjoy Krom products and services and access all your financial needs, from Savings Pockets, transfers to any accounts, top-ups and monthly bill payments, credit, to checking transaction history and monthly budgeting, all within the Krom app. Also, no monthly admin fees!

Ready to manage your finances and maximize your savings?
Download the Krom Bank app, register, and activate it instantly. You can access it anytime, anywhere, without having to visit a branch office.

Interest rates at Krom Bank are competitive compared to other banks
- Flexible transactions and more convenient withdrawals. You can use Savings Pockets with interest rates of up to 6% p.a.
- Save your money with longer tenor and earn maximum interest, while still being able to withdraw at any time. You can use Time Deposits with interest rates of up to 8% p.a.
- Check estimated interest on Savings Pocket and Time Deposits with the "Interest Comparison" feature in the Krom app

Choose and create up to 60 Savings and Time Deposits
- Easily manage your daily finances with 1 Main Savings Account and 19 Savings Pockets
- Promising future planning with 20 Krom Flex and 20 Krom Max Deposits

Free transaction quota per month
- Free transaction quota of up to 100x per month can be used for interbank transfers and top up digital products, including e-money and e-wallets

Top Up & Pay Monthly Bills.
- Top up mobile credit, data packages, e-wallets, and e-money anytime, anywhere
- Bill payments from electricity, internet and TV, BPJS, PDAM, to insurance premiums

Credit
- Get quick funds for any need, including the urgent ones

Monitor Your Finances and Monthly Budget
- Check a summary of your income, expenses, and monthly growth with Money Journey
- Download your transaction history in the form of a monthly e-statement

What are you waiting for? Start your financial journey with Krom!
Download now!

PT Krom Bank Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI) and is a participant in the LPS guarantee program.

For further information, contact Krom Support:
Phone: 021-5099-6920
Email: support@krom.id

Follow Krom's Promos & Events on Social Media:
1. Instagram: @krom.bank
2. TikTok: @krom.bank
3. Facebook: krombankofficial
4. Website: https://krom.id/

Address:
PT Krom Bank Indonesia Tbk
Dipo Tower Building, 9th Floor
Jl. Gatot Subroto Kav. 50-52 Petamburan,
Tanah Abang District, Central Jakarta, DKI Jakarta 10260
Updated on
Jun 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
55.5K reviews
A Alderson
June 27, 2026
greatest banking apps i have ever used. and works on a custom rom as well (idk for how long but please keep it this way. I use a custom rom phone because it makes my old phone faster and not many banking apps have this decision and just block custom rom phones.) great UI and straightforward, wishing to have withdrawal features soon in alfa or indomaret (I'm new, so i have no idea if a long time user has this) my only complaint is that you need to blur the apps from the recent screen.
4 people found this review helpful
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PT Krom Bank Indonesia Tbk
June 27, 2026
Hi Kak Alderson, Terima kasih atas kritik dan saran yang Kak Alderson berikan. Saran Kakak akan menjadi bahan evaluasi untuk meningkatkan layanan Krom kedepannya. Saat ini Krom belum dapat melakukan tarik tunai pada alfa atau indomaret. Jika memiliki kendala, jangan sungkan untuk hubungi Tim Krom Support di 021-5099-6920 Salam hangat, Omar
Yuniastuti Trinugrahenni
July 1, 2026
Why lied? I tried to make some deposit for 1 month, saya mau test ini aplikasi. U said get 7,5%.. I already count, u only give us 7,4%. Why u lied? in other app, I made deposit and its true 7,5%. Itu sdh sy hitung sampai bunga bulanan & pajak 20%. Masa 101jt lbh kecil dptnya dibanding 100jt. Sdh sama pajak 20% ya..
2 people found this review helpful
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PT Krom Bank Indonesia Tbk
July 1, 2026
Hi Kak Yuniastuti, Maaf untuk kendalanya, Kami informasikan terkait bunga Deposito yang Kak Yuniastuti dapatkan sebesar 7.5% belum termasuk pemotongan pajak 20% ya Kak. Apabila Kakak, memiliki kendala jangan sungkan untuk hubungi Tim Krom Support di 021-5099-6920 atau email ke support@krom.id ya :) Salam hangat, Dahlia
Olya Tecno Pova 6
July 8, 2026
this not good if you already installed OSLink and Anydesk plugin, they tell to uninstall. But i need that tools for remote work.
Did you find this helpful?
PT Krom Bank Indonesia Tbk
July 8, 2026
Hi Kak Olya, Kromin sedih nih diberikan review jelek :( Apabila Kak Olya, memiliki kendala jangan sungkan untuk hubungi Tim Krom Connect di 021-5099-6920 atau email ke support@krom.id ya :) Salam hangat, ​Gamal

What’s new

In this version, you can create Auto Save schedule and track your Savings Target directly on your Savings Pocket page.
We’ve also squashed bugs to ensure a smooth experience using Krom.

Update your Krom app now!