OPay

OPay Digital Services Limited

About this app

OPay is a popular and leading financial service company in Nigeria with tens of millions of users who trust, rely on, and use the platform. With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
What you’ll enjoy:
- Instant account opening and welcome bonus
- Instant transfer
- Airtime/Data Top-up with Cashback
- Owealth to use as balance and with amazing daily interest
- The most convenient and reliable debit card
- Quick customer service (Accessible via online and physical channels)
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Other benefits of OPay
- An all-in-one app for bill payments, airtime, data, betting, electricity, TV and other services.
- The OPay debit card:
-a). Convenient——Apply via in-app or get instantly at a nearby OPay agent
-b). Free——Zero fee (ATM withdrawals&maintenance)
-c). Accepted Everywhere——Accepted at any POS, ATM&online channel
- Grow your money and save with OPay (Powered by BlueRidge Microfinance Bank):
- OWealth: With OWealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest!
- Spend & Save: Helps you create healthy savings habits as you can save a percentage of money spent or transferred and get daily returns on your savings.
- Fixed Saving: Helps you achieve specific goals or projects with ease as you can save for as short as 7 days and get amazing interest.
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OPay is safe and secure
- Licensed by CBN, insured by NDIC, and trusted by tens of millions of users
- All transactions are encrypted, secured, and reliable
- Use private mode to hide your account balance
- You can easily block your account or card via the USSD short code, *955*131# or *955*132#

Contact us
We have a dedicated support team available 24/7 for all your questions and complaints.
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: [phone]
Facebook: @Nigeria.Opay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay

Ratings and reviews

I like the app very much. It's really easy and safe banking with opay. But I am having an issue loading the home page recently. It'll show as if it's loading, but would still be blank even after some minutes. This makes me unable to see my balance immediately after logging in and make transfer. At first, I thought it was due to poor internet connection, but when I checked the other pages they were working properly. This needs to be fixed immediately please.

I have to say I am extremely impressed. Alot of improvements has been made and the app has a very user-friendly interface with easy navigation and clear labels, making it very easy to use. It offers a wide range of financial features including, investment, savings and bill payments. I found the app to be extremely fast and reliable as it cater to all my financial needs. All in all, I would highly recommend this app to anyone looking for easy banking solutions without hassles.

Please enable dark mode please, it creates more privacy. It's a good app and I love it. I'm only having a little issue with the customer care service, they really don't respond to issues on time. The app is really good for transactions and purchases. I've also been finding it difficult using the card to purchase goods online even after purchasing the virtual ATM, I still find it difficult to use the card online