4.5
632K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

OPay is a popular and leading financial service company in Nigeria with tens of millions of users who trust, rely on, and use the platform. With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
What you’ll enjoy:
- Instant account opening and welcome bonus
- Instant transfer
- Airtime/Data Top-up with Cashback
- Owealth to use as balance and with amazing daily interest
- The most convenient and reliable debit card
- Quick customer service (Accessible via online and physical channels)
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Other benefits of OPay
- An all-in-one app for bill payments, airtime, data, betting, electricity, TV and other services.
- The OPay debit card:
-a). Convenient——Apply via in-app or get instantly at a nearby OPay agent
-b). Free——Zero fee (ATM withdrawals&maintenance)
-c). Accepted Everywhere——Accepted at any POS, ATM&online channel
- Grow your money and save with OPay (Powered by BlueRidge Microfinance Bank):
- OWealth: With OWealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest!
- Spend & Save: Helps you create healthy savings habits as you can save a percentage of money spent or transferred and get daily returns on your savings.
- Fixed Saving: Helps you achieve specific goals or projects with ease as you can save for as short as 7 days and get amazing interest.
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OPay is safe and secure
- Licensed by CBN, insured by NDIC, and trusted by tens of millions of users
- All transactions are encrypted, secured, and reliable
- Use private mode to hide your account balance
- You can easily block your account or card via the USSD short code, *955*131# or *955*132#

Contact us
We have a dedicated support team available 24/7 for all your questions and complaints.
Helplines: 0700 8888328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @Nigeria.Opay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay
Updated on
Oct 31, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
628K reviews
Ace Man
October 27, 2024
The dark mode doesn't allow one see properly. For example, the names, amount and other details are not visible during and after a transfer transaction. I think if the "dark" mode will just be for the background and then other write ups be in different colours, like white then it will be very good. I am taking my time to give this review because I love using dark modes. Thank you
1,082 people found this review helpful
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OPay Digital Services Limited
October 27, 2024
Hi Ace Man! Thank you for taking out the time to send us your feedback as it gives us the opportunity to improve on our services! Your feedback is duly noted and will be reviewed by our team for further action. For other feedback and inquiries about our services, please chat with us via the APP, FB, IG, or X . Thank you. D.T
Oloyede Samuel
October 31, 2024
I am pleased with the service rendered, as well as the new app interface. Good job, it will also be good and nice if you can work on giving us dark mode. Keep it up. (Wow the night mode is good, I really liked it. It will help the eyes at night). Thanks for listening to your customer
146 people found this review helpful
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OPay Digital Services Limited
October 31, 2024
Hi, @Oloyede Samuel, Thank you for sharing your fantastic experience with us and your friends! We hope to see you again. Thank you for choosing OPay 😉. A.T
Blanche Dental
October 18, 2024
One of the best app for easy financial transactions. I understand the insecurity when it comes to online financial transactions, but the facial check can be really stressful especially when I have to constantly wink so as to get a capture once I'm logging in through another mobile phone, or at night when the camera is not too clear. Other security options should be made available e.g., security answers to questions.
2,072 people found this review helpful
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OPay Digital Services Limited
October 1, 2024
Hi Blanche Dental! Thanks for your positive review. What can we do to get your five-star rating? We'd love to hear from you on how we can serve you better! Please chat us via the APP, FB@OPay, IG@opay.ng or X @OPay_NG. Thank you. D.T

What's new

Dark Mode is now available! Simply go to [Me] → [Settings] → [Themes] to turn it on.
that have Android 10 or higher