Moneycat.ph

Moneycat Financing Inc.

About this app

Corporate name: MoneyCat Financing Inc.
PSEC Reg number: CS201953O73
Business names: MoneyCat, OneClickMoney
CERTIFICATE OF AUTHORITY NO. 1254

MoneyCat is a multinational finance company, now available in the Philippines.
⭐️⭐️⭐️SPECIAL OFFER⭐️⭐️⭐️
0% interest on your FIRST loan!

REQUIREMENTS:
• Just 1 VALID ID! Nothing else!

WHO CAN APPLY?
1. 20-60 years old
2. Filipinos currently living in the Philippines
3. Employed individuals and selected professionals

HOW TO APPLY?
1. Fill-up the application online in just 5 minutes and confirm using the OTP code sent through SMS.
2. Answer our call to verify the information, terms & conditions.
3. Receive the money in your account within 24 hours!

WHY USE MONEYCAT?
FAST
Only 5 minutes to complete the application!

SIMPLE
Just provide 1 valid ID and apply in 3 simple steps!

SAFE
Personal information is kept confidential according to the Company's Privacy Policy.

CONVENIENT
Download the app on your phone and apply from ANYWHERE in the Philippines!

How do I repay my loan?
Visit any 7-Eleven, LBC, Bayad Center, Robinsons Department Store, SM Payment Counters or ECPay Center. You may also pay online, use Bank Cash Payment or GCash. Please click https://moneycat.ph/page/howtopay for more information.

Apply for reliable and secure lender service when salary is not enough.
Get a special offer for new clients: as low as 0% interest and without other fees credit.

For valuable repeater borrowers:
Minimum APR: 0% (for first online peso loan only!)
Maximum APR: 36%
Minimum period: 90 days
Maximum period: 180 days

Representative example for 180 days:
The interest rate for using the loan in the first 15 days (interest-free period) is 0% per day (0% per annum), for the next 165 days, a floating interest rate is applied (from 0% to 36% per annum)

The loan cost is calculated:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in% / 100)
All applicable fees (including a processing fee of PHP 250) are already included in total cost of loan.

Example: You apply for PHP 20,000 and choose repayment over 6 months, your monthly payments will be only PHP 5,000 per month, your total cost of the loan will be PHP 30,000*. All applicable fees (including a processing fee of PHP 250) are already included in total cost of loan.

We welcome any feedback, questions or concerns! Please contact us through the following:
E-mail: [e-mail]
Facebook: MoneyCat Philippines
Address: 10F, Rockwell Business Center, South Tower, Sheridan, Brgy. Highway Hills, Mandaluyong City.

Ratings and reviews

It's fast and convenient to use but, they are not TRUE to their words. They said you can credit up to 20,000 (My credit limit is up to 20,000). But, upon sending your credit application, without prior notice, they will just credit/sent 10% of the maximum amount sent to your account. I applied, 20k to be paid for 14 days, they just sent 2k plus.

DON'T LOAN ON THIS APP. Their system are always faulty e.g., sending inaccurate dates of due dates and constantly reminding you to pay your dues even though you already paid it earlier. Much worse, they're sending passive-aggressive messages and calls to you. Whenever you're trying to message their support contacts, they won't assist you to fix the issue and they're just sending you auto generated messages without fixing the issue.

False advertising, false information. Interest are very very high different from what is indicated when you apply. I'm thankful that this app help me when I needed money for emergency. I am a good payer and never had any delays. But it is very frustrating to find out that the loan payment is almost twice higher than the indicated payment when applying. No one seems to answer my questions in their email, so annoying😒

What's new

Performance improvements