Maya – savings, loans, cards​

Maya Philippines, Inc.

About this app

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet.

With Maya, you can start saving money and earn up to 15% interest p.a. every day, loan up to P250,000 in seconds, enjoy instant rewards with your credit card, pay and shop with your Maya Credit and Wallet Card worldwide, and scan any QR Ph to pay for anything.​

SAVE​​
• Why let your money burn when you can earn up to thousands in interest on Maya Savings?
• Start banking with just 1 valid ID, deposit your money, and enjoy up to 15% interest p.a. that's credited to you every day.
• That's literally free money every 24 hours to your savings account.​ Grow your money with Maya Bank now!

CREDIT CARDS​
• Instant shopping rewards and next-level security – that's what you get with a Maya credit card.
• Apply for a Maya Black Credit Card and earn instant Maya Miles that can take you closer to your next trip, or get a Landers Cashback Everywhere Credit Card and earn up to 5% cashback that you can spend at any Landers Superstore.​
• Credit card application and offer are subject to approval.​

SHOP & PAY​​
• All the features you need to send money, shop online, pay your bills, and other banking and wallet transactions are right here, too.
• Get a Maya Wallet Card or Credit Card and use it worldwide or make transactions and shop at your favorite local shops.
• Scan any QR Ph to pay cash transactions conveniently from your wallet.​

INVEST​​
• You’ve got plenty of ways to explore your money's potential through crypto and funds.
• Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​​

BORROW​​
• When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly.
• Use Maya Easy Credit to loan up to P30,000 and use it to pay your bills, shop, or give your everyday money a boost.​
​
Loan application is subject to credit evaluation. See below for loan terms:​

• Credit limit amount: P15,000 - P250,000​​
• Monthly add-on interest rate: 0.77% - 2.57%​​
• Monthly effective interest rate: 1.4% - 4.25%​​
• Tenure: 6 - 24 months​​
• Max. annual APR: 30.78%​​
• Applicable DST and other fees: Waived​​
• Late fee (daily) on overdue principal: 0.17%​​​

Sample computation​​
• Loan amount: P25,000​​
• Monthly add-on interest rate: 0.83%​​
• Tenure: 6 months​​
• DST/fees: P0​​
• Monthly installment amount: P4,374.17​​
• Total repayment amount: P26,239.19​​
• Daily penalty: 0.17%​​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P1,000,000 per depositor.​ Terms and conditions apply.​

For 24/7 assistance, visit the Help Center on the Maya app. You may also call us from 8 AM to 7 PM daily at ([phone]​ or toll-free at 1800 1084 57788.​
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Office Address: Launchpad Building, Sheridan St., Mandaluyong, Metro Manila, Philippines​

Ratings and reviews

If you could give the option to pay off credit over a longer period of time, I wouldn't be looking for other options because you have the lowest interest rate. Unfortunately, you only allow one month to pay. I've been trying to get a loan and a Landers credit card for the past two years, but they keep rejecting my applications. My Atome started at P6,000 and has since grown to more than P100,000. My other credit card limit is P175,000. I'm not sure why this app keeps rejecting my application.

Biometric login is already enabled but the app never prompts for my fingerprint. It always asks for my password. After I login with password, it just asks me if I want to enable screen lock login, which I always do, but I'm never allowed to login via fingerprint. Such a Basic thing not working is a red flag for me. I was planning to move some savings to Maya Bank, but now I've changed my mind. Doesn't feel safe to have basic security not working.

"It’s taking forever to move funds from my duplicate account, and I have to keep following up just to get my money back. Worse — I never got any alert or message saying there was an issue with the documents I submitted. I was told it would only take 3 banking days, but now it’s been a whole week, and nothing is fixed yet. On top of all that, I’m now unable to login to my account at all. Calling support over and over doesn’t make sense, nothing gets resolved. I’m extremely disappointed with this.

What’s new

We’ve made updates to improve your Maya app experience:
• See your average daily balance on your Savings dashboard, and download bank certificates or account statements with this info included.
• Set limits for Wallet-to-Wallet transfers in the Security Center.
• Eligible Maya Easy Credit users can move their payment to the next billing cycle.
• Get clearer instructions for card delivery, locked cards, login issues, lost or stolen devices, and unauthorized transactions.
Update your Maya app now!