CoolCredit

4.1
215 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Welcome to CoolCredit!
CoolCredit is an innovative application designed to help individuals improve and manage their credit health. By offering personalized ways to boost credit scores, repair and remedy negative issues on credit reports, and supplement users with real-time credit monitoring and expert guidance, CoolCredit empowers users to take control of their financial future.
Whether you're looking to repair your credit or optimize your financial standing, CoolCredit provides the resources and support you need for a brighter financial future.
Why CoolCredit?
CreditBooster: Boost Your Credit Health Quickly
CoolCredit’s Booster Payment Plans offer a quick way to improve your credit health and a smart strategy that positively contributes to your credit score. Making timely payments gets users immediate positive traction with your credit score, providing a valuable path to improve one’s credit standing. The best part is it’s repeatable, allowing users an easy way to enhance their scores over time. In addition, purchasing the Credit Booster also unlocks “CoolCredit Courses”, which contain valuable educational material that you can use in your day-to-day life to improve your financial situation. This proactive approach allows you to see immediate impacts on your credit score and get on the path to great credit.
Expert Assist Credit Repair options
Expert Assist is available every step of the way with greater peace of mind.
Educational Resources: Empower Your Credit Score With the Right Knowledge
We believe everyone deserves a chance to improve their financial health. Whether you're looking to boost your credit score or repair your credit history, our comprehensive credit education courses are designed to guide you every step of the way. Coupled with the Credit Booster payment option, CoolCredit’s courses help guide you toward sustained credit health for the future.
Seamless User Experience and Rigorous Data Privacy
Our long-term strategy ensures that you build a robust financial foundation, providing support and assistance throughout your journey. The app’s intuitive interface makes your credit repair journey a genuinely pleasant experience, while rest assured knowing that your personal information is protected with the highest level of encryption and privacy standards provided by CoolCredit.
Join the CoolCredit Community
Connect: Engage with a community of users who share your financial goals.
Support: Our dedicated team is here to ensure your journey with CoolCredit is successful.
Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies.
Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here!
Download CoolCredit Today!
Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan.

Terms of use:- https://www.coolcredit.com/terms-of-use/
Privacy policy:- https://www.coolcredit.com/privacy-policy/
Useful for: Credit Repair | Credit Score | Financial Planning | Credit Monitor | Credit Improvement | Credit Report Analysis | AI Credit Repair
Updated on
Oct 6, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
205 reviews
Amanda Alexander
October 7, 2025
I have signed up for cool credit to fix my credit. this is the fourth company I've used. first I used Lexington credit repair, secondly I use the credit pros, and lastly I used dispute beast. I literally spent well over $1,200. today, I started using cool credit, the wonderful Rob Dillon has been the individual that has helped me. It has been so obvious to me that he just wanted to help and make my life better. I have no doubt that before this is all over, he will absolutely succeed. Thank you.
Did you find this helpful?
Cool Credit
October 8, 2025
Thank you for sharing your experience! We’re so glad you chose CoolCredit and are already seeing the difference in our approach. Our mission is to make credit repair simple, transparent, and truly effective for everyone who trusts us. We appreciate your confidence in us and look forward to helping you reach your credit goals!
ISRAEL RISING
September 26, 2025
My experience with cool credit has been amazing. I was set up with an agent Rob to repair my credit he remain in contact with me and the app is easy to use trust me get you're credit right with cool credit thanks Rob sorry 4 any misspelled wordz
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Cool Credit
September 29, 2025
Thank you for sharing your experience. We’re glad to hear you had a positive experience with CoolCredit and found the app easy to use. If you ever need any assistance, our team is always here to help.
Cash Simpson
November 13, 2023
Couldn't even get my credit score. Inputted my information, clicked Continue and nothing. Clicked again. The button never animated and nothing happened. Feels unfinished and I don't have the time to waste emailing support just to do a simple thing. Deleted.
55 people found this review helpful
Did you find this helpful?
Cool Credit
November 16, 2023
Hi Cash, We're sorry to hear about your experience & ready to help you. We believe it might be a network issue causing the glitch while retrieving your credit score. Please reinstall the app, keep your internet connection active, and try once again. If the issue occurs, reach us at support@coolcredit.com and we'll check this in detail.

What’s new

Bug fixes and enhancements for better experience.