Gerald Cash Advance & BNPL App

Gerald Technologies, Inc.

About this app

Shop smart and stress-free with Gerald. Use your approved advance to buy anything you need from Gerald’s Cornerstore, from household essentials to everyday products. No credit checks, no interest, and no hidden fees—just an easy way to get what you need when you need it.

POPULAR FEATURES:

Buy Now Pay Later with Advance

- Running low on cash? Use our Shop Now Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.

Instant Cash Advance

-Get a quick cash advance for in-app household purchases, phone plan payments, emergencies, bills, and more. Get help when you need it—without interest rates, any kind of fees, credit checks, or subscriptions.

*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.

Mobile Phone Plan Advance

- Gerald makes paying for your cell phone plan a breeze. Choose your mobile plan and utilize Shop Now Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards

- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!

Play To Earn

- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?

Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE

Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*)Advances have no mandatory min or max repayment period. No interest rate or APR (0% APR or interest). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.

Gerald is not affiliated with loan apps, money apps, or any similar apps.

EXAMPLE SCENARIO

If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.

Website: https://joingerald.com


FOLLOW US:

Twitter: https://twitter.com/joingerald

LinkedIn: https://www.linkedin.com/company/joingerald

PRIVACY: https://joingerald.com/legal/privacy

TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

Ratings and reviews

Terrible. They have a store called Cornerstone where they push you to spend money. My order was only partially filled, and all I have been receiving is excuses. They keep saying the items were shipped later and they will give me a tracking number when they get one. However, it's been weeks, and I still haven't received the tracking or items that I paid for. I WANT A REFUND.

I see that you did take a look at it, and credited me back some of the fees i paid, and i appreciate that, so now im getting emails saying ive been granted an advance, that i just need to spend 1/2 of the amount granted at the store, then i can instantly get my advance! So i have used those credits and spent the required amount, 3 times already, and i still cant get an advance!

I've had the app for three months now and it's been clutch when I've needed an advance (the instant transfer never worked, so I had to wait a few days). The subscription fee was fair enough for it's conveinence. Today, however, I tried for an advance and it is suddenly demanding that I use their "buy now, pay later" to "unlock" an advance. They changed their policy with no obvious advance warning AFTER they've already taken my subscription fee for the month of May w/ no refund. Dont do it.

What's new

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.