Deferit: Pay bills in 4

Deferit

About this app

Take control of your bill finance and budget with confidence. Deferit empowers you to pay any service bills on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 simple installments, making split payments on bills stress-free and manageable.

Move payments and stay on top of your bills, all from within one powerful app.

Split Payments: Pay in 4

- Simply upload any of your bills – just take a photo, screenshot, or add a file.
- Select the amount you want to pay your biller.
- We pay them the full amount upfront
- You pay us back with four simple payments over time. It's the smartest way to pay!

Save Money on Your Bills:
- You could be paying more than you need to. Save money on bills like internet, phone, TV, and more.
- Our expert team negotiates with your provider on your behalf to find you a better deal so you pay less.

Build Credit History with Every Bill Payment:
- Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that.
- Simply pay your bills through the Deferit app.
- We report your on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®).
- A stronger credit history can help you pay less for future loans. It's smart bill finance in action.

Join the 200,000+ Americans who trust Deferit to manage their finances and improve their financial health.

Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply.

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Ratings and reviews

UPDATE - Closing this account because of $19.99 deposit with every bill. This app is helpful but it also charges .99 every time you make a payment, which is more than double dipping. They charge you a monthly fee, a fee for paying your bills, + .99 when you make your payment. I want to pay my bill off with them but it will not allow the option to pay in full because they want that .99 per payment. It's not right to gouge people who are already struggling, otherwise we wouldn't need your service.

I love deferit it helps a lot during these times. Very quick and easy, upload your bill, and make sure you have your first payment on your card. Sometimes, the bills give you an error, which is annoying, but there is a workaround where you can enter it manually. Sometimes, it takes a while for them to pay the bill, so upload it a couple of days sooner so you want have any issues. Overall I give it a 10/10.

I've had a really great experience with Deferit. The process of uploading my bill was quick and easy, and I appreciated how clear everything was from the start. They split my payment into manageable installments, which took away a lot of the stress of paying a large bill all at once. The reminders were helpful too, so I never worried about missing a payment. Overall, it gave me peace of mind and made handling my expenses so much easier.

What’s new

This release contains performance improvements to keep everything running smoothly.