Aqua credit card

NewDay Ltd

About this app

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily:

• View your latest balance and available credit limit
• View your latest transactions, including transactions that are still pending
• Make a payment on your account
• Set up or manage your Direct Debit
• Manage your statement preferences
• Update your contact details
• Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand:

• Last name
• Date of birth
• Postcode
• Your card details OR your account number

Personal loans: You may get an invitation within the app to apply for a personal loan over 1 to 5 years with APRs ranging from 25.9% to 43.9%.
Representative example: 33.9% APR representative, based on a loan of £5000 repayable over four years at a 29.58% pa (fixed) interest rate. Monthly repayment: £178.81. Total amount payable: £8582.91.

Ratings and reviews

Making a payment through the app is annoying because it doesn't give the option to pay by debit card straight away. You have to go through the process of making a direct payment from your bank, and when it shows the various banks for you to choose from you have to cancel, then select 'pay by card', and go through the payment process again. It would be much easier if the option to pay by card was given at the start of the payment process.

AQUA regularly mark my 'virtual' credit file with negative status. despite regular payments being made, with a balance yes but one I am reducing slowly. VERY DISAPPOINTED BY AQUA. did not realise they would treat a customer this way, then say we want to help. Also this default was unavoidable due to unforseen circumstances. UPDATE: 10/9/25 Thank you but I feel I have exhausted all communication with AQUA & today they emailed to inform me they have decided to put a DEFAULT notice on my File.

Although I occasionally missed timely payments on my Aqua credit card, they still increased my credit limit from £900 to £1,150. The interest rate is relatively high, so it’s important to manage spending carefully. Overall, Aqua has been a useful tool for rebuilding my credit when used responsibly.

What’s new

Bug fixes and optimisations.