IndusInd Bank: Savings A/C, FD

IndusInd Bank Ltd.

About this app

A faster, smarter banking experience awaits! Try the new IndusInd Bank Mobile Banking App - INDIE.

Open an IndusInd Bank savings account with a 100% digital process and access premium features like scan-and-pay, bill payments, zero-fee transactions and more. Enjoy a zero balance savings account with no non-maintenance charges. From booking a fixed deposit (FD) to applying for an instant loan or credit card, or even investing in mutual funds—do it all from one app.

Savings Account
Open a savings account instantly with ZERO paperwork using the mobile app. Choose an account that suits your needs, including a zero balance account. Your bank account comes with exclusive features:

• Best-in-class interest rates of up to 5% p.a.
• Zero Fee Banking with free NEFT/RTGS transactions
• Free unlimited ATM cash withdrawals on IndusInd Bank ATMs
• Up to 3% rewards on the brands of your choice, UPI and fuel
• 0 Forex Mark-up, Complimentary Airport Lounge access

Fixed Deposit
Book a fixed deposit (FD) from the comfort of your home using the mobile banking app. With IndusInd Bank Fixed Deposit, you can:

• Enjoy fixed deposit interest rates of up to 7% p.a.
• Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD
• Leverage the auto-sweep feature for dual benefit of liquidity & high-returns.

Pay zero charges on pre-mature withdrawals on Auto-Sweep FD. Link your fixed deposit to savings account to pay directly from your FD
Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc.

Instant Personal Loan & Line of Credit
Facing a cash crunch? Get an instant personal loan with 100% digital application process.

• Get up to ₹5 lakh instantly in your bank account
• Save more with discounted Processing Fee
• Choose from a range of flexible tenure options
• Enjoy low interest rates

You can also avail instant line of credit within the IndusInd Bank Mobile Banking app and enjoy speedy disbursals with just a few taps.

• Withdraw money anytime, multiple times
• Pay interest only on the withdrawn amount
• Pick from a range of flexible tenure options ranging from 1 to 36 months

Credit Card Application & Management
Apply instantly for an IndusInd Bank Credit Card with 100% paperless process and instant approval—manage it all via the Mobile Banking App.

• Set/Reset credit card pin and transaction limits
• Access instant statements and track spends in real time
• Pay bills securely and conveniently from the app
• Keep a track of your reward points

Recharge & Bill Payment Services
Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also allows you to:

• Securely top-up your mobile, DTH, and data card anytime, anywhere. Automate bill payments to avoid late fees.
• Get real-time payment confirmations and receipts to keep your financial records organised.

Mutual Funds
Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals.

• Start your SIP investment from as low as ₹500 or opt for a one-time lump sum investment
• Buy, sell and manage all your funds in just a few clicks
• Get personalised fund options that match your risk appetite
• Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more

Safe and Quick Online Fund Transfers
Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app.

• Transfer funds instantly without adding beneficiary
• Add, delete, and manage beneficiaries hassle-free
• Automate recurring payments such as rents, subscriptions, etc.

Get in touch with us
For queries or assistance, reach out to our customer support team

• Email: [e-mail]
• Phone: [phone]
• Timings: 8 am to 8 pm - All Days

Ratings and reviews

Third Class bank, worst service. None of their Contact numbers are working. Even if you choose an option for a call back, no one calls. From this app one can't do anything literally no service request tracking, no chat option, no second level grievance redressal mechanism. I am trying to foreclose a loan, but they are still unable to do. Already made payment on 28th jun and its 3 Jul. just day before I have checked there was no outstanding but as of today again there is a 8k of outstanding.

I am trying to log into my account after couple months. It keeps popping up the upgrade screen. I entered initial information required and now it's taking me in circles. It's very frustrating. It gives error stating login to Re- authenticate????? Really? How can I login when it's not letting me to login,? Why was the previous app upgraded to a ridiculous one? Need help.

I had a horrible experience with the latest version of this app. As soon as I updated to the new version, I was completely locked out of my account. The app keeps throwing an "authentication failed" error every time I try to log in. This has been incredibly frustrating and disappointing.

What’s new

What's new?
This latest update gives your INDIE app a smoother user experience. Check this out!
• Enjoy an improved Video KYC process, Bill Payments
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX