NinjaCard

3.6
71 reviews
10K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

NinjaCard® offers you borrowing flexibility with a revolving Line of Credit. Build credit history and achieve your financial goals.

The NinjaCard® Line of Credit Mobile App lets you manage your account from the palm of your hand! With NinjaCard® Line of Credit Mobile, you can borrow your way, make easy payments, and repeat as necessary.

With the NinjaCard® Line of Credit Mobile App you can:
- Access cash on demand
- Get money the next business day or sooner
- Make easy repayments in the app
- Build your credit history
- Borrow without hidden fees

The NinjaCard® FlexLine Line of Credit is currently offered in AL, DE, FL, ID, IN, KS, KY, LA, MI, MO, MS, NE, OH, SC, TN, TX, UT, and WI. If you would like to be notified when FlexLine is available in your state, visit https://ninjacard.com to join the waitlist.

NinjaCard, LLC is a financial technology company, not a bank. Deposit banking services provided by Republic Bank of Chicago, Member FDIC. Line of credit services provided by the Lending Bank listed in your Line of Credit agreement.
Updated on
Sep 2, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
70 reviews
Chad Auerbach
July 23, 2025
Went thru the process and got conditionally approved then when it came time to connect my bank.....the progress bar just kept trying and trying and trying but wouldn't connect to my bank. I tried the web and the app and nothing. Complete waste of time. I'm sure they will tell me to call customer service but I don't have time to talk to someone in India that I can't understand. Will delete app.
5 people found this review helpful
Did you find this helpful?
Laqwone Eanes
June 25, 2025
Thought I would give it a try , after filling everything out got approved for $500 put my checking account information in and its now declining seem scamish .
8 people found this review helpful
Did you find this helpful?
Khristina Hindmand
June 23, 2025
just like all the other reviews, it won't connect to your bank account. after you've given away every last detail. makes you feel so safe and secure.
16 people found this review helpful
Did you find this helpful?

What’s new

We're constantly working behind the scenes to enhance your experience. In this update, we've squashed some bugs and made a few performance tweaks to ensure you get the most out of your NinjaCard® Line of Credit.