Robinhood Credit Card

Robinhood

About this app

The Robinhood Gold Card is the only credit card you'll need, and it's exclusively for Robinhood Gold members.*

3% CASH BACK ACROSS THE BOARD
- That’s right - earn 3% cash back on all categories**

SWIPE FREE FROM FEES
- No annual fee for Robinhood Gold members*
- No foreign transaction fees*

EARN 5% CASH BACK ON TRAVEL
- Book travel through the Robinhood travel portal and get even more cash back

SECURE ACCOUNT MANAGEMENT
- Track your spending
- Quickly report suspicious transactions
- Freeze and unfreeze your card at any time

TAKE CONTROL WITH VIRTUAL CARDS
- Pay with disposable card numbers for smarter, more private spending
- Choose one-time-use cards or recurring virtual cards for subscriptions

DESIGNED FOR THE WHOLE FAMILY
- Add cardholders of any age, so everyone can build credit
- Effortlessly track family spending, set spending limits, and lock lost cards instantly


Disclosures
Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Robinhood Financial LLC (member SIPC [https://www.sipc.org/]), is a registered broker dealer. Robinhood Securities, LLC (member SIPC [https://www.sipc.org/]), is a registered broker dealer and provides brokerage clearing services. All are subsidiaries of Robinhood Markets, Inc. (‘Robinhood’).

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer.

Interest is earned on uninvested cash swept from your brokerage account to program banks. The cash sweep program and Robinhood Gold (subscription fee applies) are offered through Robinhood Financial LLC. Terms apply. Rates are subject to change. Robinhood is not a bank.

*See full rates and fee details [https://api.robinhood.com/creditcard/legal/interest-fees]. The Gold Card requires an annual Robinhood Gold subscription to apply and maintain the card and does not include a 30 day free trial. Robinhood Gold is offered through Robinhood Financial LLC (RHF) and is a subscription offering premium services for a fee. RHF (member SPIC [https://www.sipc.org/]) is a registered broker dealer. RCT and RHF are subsidiaries of Robinhood Markets, Inc. (Robinhood).

**Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms [https://api.robinhood.com/creditcard/legal/reward-terms] for details. Rewards program terms are subject to change.


Robinhood, 85 Willow Road, Menlo Park, CA 94025.
© 2024 Robinhood. All rights reserved.

Ratings and reviews

The app is a black screen. 90% of the time I open the app it's just a black screen. The only way I can get it to work is if I leave it open for several minutes then SOMETIMES it will work. Really poor connection issues or something. Regular Robinhood app works just fine, as does every other app on my phone.

I like the ease of use more than any of my other credit cards. I like the purchase/merchant descriptions and the little logo/icon that appears next to each transaction. Makes it very easy to see and understand purchases. Points seem to accrue and are ready to be used very quickly! It is super easy to redeem points! A++++ for ease of use and convenience!

What can I say, this is awesome. After a decade at chase staying away from their clunky app, Robinhood is a breath of fresh air. The digits on my card have been stolen a couple times in the past and I really appreciate their metal card not including it (it's in app instead). The app experience is simple and great. I particularly like virtual cards and family members management (would love to see more granular options there). Oh and 3% cash back is in-sane. Robinhood knocked it out of the park

What's new

Bug fixes and performance improvements.