Zenith Token

4.2
246 reviews
100K+
Downloads
Content rating
Everyone
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About this app

e-Token App is a mobile application that generates One Time Passwords (OTPs) used in the authentication of electronic transactions.

COST OF TOKEN / CHARGES
The Customer will incur a single charge of N1500 for activation of the e-Token.

By activating the e-token on your device, you hereby consent to debit of the relevant linked account with the applicable activation charge.

Note that the Bank may review the activation charge from time to time without notice to Customer.

A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token.

Activate the App using the activation details stated below

Register as an Individual

Select Activation Method

Hardware Token:
Account Number + 4-digit Server PIN and Hardware Token Code

Debit Cards:
Account Number + ZENITH Bank issued ATM card (last 6-digits of the customer's PAN #) and the 4-digit card PIN

Quick Access:
Visit Bank branch and generate activation code required for enabling access on the E-token App

Register as a Corporate

Select Activation Method

Quick Access:

Visit Bank branch and generate activation code required for enabling access on the E-token App
Updated on
Mar 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.2
241 reviews
Sarah Manthe
April 9, 2025
I can't use the app to complete my transactions. I kept having the error "dynamic vector not updated". Then I uninstalled the app to register again, unfortunately it comes with another error "CARD_NOT_ALLOWED". Can you support guys escalate these issues to right department? Meanwhile, your procedure with your banking apps are bogus, unlike other bank apps where you can EASILY complete your transactions with just PIN, PIN+OTP and 2FA just in one application.
228 people found this review helpful
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BITRIZ NWOKE
August 13, 2025
Looks different from the version I uninstalled. Does not show 'Generate OTP page' hence can't allow hardware registration/activation... Seems like a fake version...
1 person found this review helpful
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Tommy Nsikan
August 31, 2025
what's happening i tried to do some transfers, all i see is DYNAMIC VECTOR NOT UPDATED i uninstalled the app and installed it again next thing i saw was CARD NOT ALLOWED and i have been trying it for sometime yet still showing the same thing, PLEASE SOMETHING NEEDS TO BE DONE thanks
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