FNB Direct

4.7
19K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

Redefining Convenience in Banking!

FNB Direct, First National Bank’s mobile banking app, makes it easier than ever to bank on the go, right from your mobile device. Quickly check account transactions and balances, manage your FNB Debit Card, deposit checks, transfer money, pay your friends (or the bills), and even locate a convenient FNB branch or ATM.

Features:

Quick and Easy Enrollment:
Don’t have online access? Simply download the FNB Direct Mobile Banking app and enroll from your device. After you establish your User ID and Password within Mobile Banking, you can use the same login information to access Online Banking.

eStore®:
eStore is an innovative digital banking experience that enables you to shop for and buy financial products and services, and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts – just add the product to your shopping cart and checkout. You can access eStore from anywhere – via our website, through our mobile app or in branches throughout our footprint.

Direct Deposit Switch:
With Direct Deposit Switch, you can easily establish or switch your direct deposit securely within our Online and Mobile Banking services. No need to fill out any paper forms. Simply log in and make the switch. It's simple, safe and takes only minutes.

Payment Switch:
With Payment Switch, you can quickly and easily update your payment methods at top providers like Verizon, Amazon, Netflix, and more.

Credit Center:
The Credit Center provides you with access to your latest credit score, gives you an understanding of the key factors that impact your score and may even be able to save you money with special offers.

Secure Chat Support:
Enjoy the convenience of chatting with a Customer Contact Center agent without having to place a call. Simply tap the blue Chat icon in Mobile Banking to get started. Please note that the Chat feature may not be available at all times.

CardGuard™:
You have the convenience and peace of mind to manage your FNB Debit Card through Online and Mobile Banking. Control where and how your debit card can be used by enabling or disabling your card, setting spending limits by dollar amount, restricting card usage at certain merchants by category and limiting card usage to specific geographic locations.

Online Statements:
View or download copies of your Online Statements within Mobile Banking.

Send Money with Zelle®:
With Zelle® and First National Bank, you can use Mobile Banking to quickly and easily send and receive money.

Biometric Security:
Securely and conveniently log in with your supported Android device and your fingerprint.

View Check Images & Running Balance:
You can view the front and back of checks that have cleared your account in addition to seeing your running account balance.

Make Deposits:
Deposit your check quickly and easily by using the app to take a picture of the front and back of your check; simply enter your deposit information, center the check and we’ll take the picture for you.

Actionable Alerts:
Customize alerts and notifications to stay on top of account activity in near real-time.

Account Information:
View up-to-date information about your FNB accounts, including pending transactions.

Transfer Money:
Transfer money between your FNB accounts.

The FNB Direct app is free to install. Message and data rates from your mobile carrier may apply. System availability and response time are subject to market conditions. For general support call our Customer Contact Center at 1-800-555-5455, Monday through Friday from 8:00 AM – 9:00 PM, or Saturday and Sunday from 8:00 AM – 5:00 PM.

Member FDIC.
Google Pay™ and other marks are trademarks of Google, LLC.
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
Mar 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
18.5K reviews
Lance Gillam
June 12, 2026
This used to be great. I'd use mobile deposit all the time. Now it just crashes the whole app every time I try to do one. I've cleared cache, data, and deleted and reinstalled the app multiple times... been on customer service several times and they say there's no issue. There must still be an issue because I can't use it like I did before. Bummed over this
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Ashley Cobb
May 18, 2026
3 stars for the simple fact that yall need to improve the depositing checks feature. Too many times ive had to go to the bank to deposit a check because it says it cant read the account information dispite the fact that I can see it clear as day after the photo is taken. I use a black background and with or without the flash it doesnt work a lot of times.
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Marcie Brown
September 10, 2024
This app used to be fantastic, but now it is completely unreliable. When I try to log in, it just spins and tells me to call the 800 number. Called the number and didn't get any solutions and they said the app was working fine. For years I've never had a problem with this app, but for the last few months it has been awful! No problems logging in online, just with the app. It makes it extremely inconvenient when I have checks to deposit.
29 people found this review helpful
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What’s new

Enhancements to the "eStore® and Account Services" tab. Minor bug fixes and improvements.