helios - le compte écologique

helios.do

About this app

helios offers you 6 eco-responsible offers, available online or in the app
- a current account
- a Premium account (card with insurance and concierge service 7 days a week)
- a joint account
- an independent account
- a young account
- life insurance

🌍 ECO-RESPONSIBLE
Did you know that your current account or your savings accounts in a traditional bank or online bank pollute more than what you consume?
At helios, we direct our funding towards projects that contribute to accelerating the ecological transition.

Our carbon impact: helios offers the greenest accounts in France in 2024 with 99 kgCO2e/K€. Find the comparison with ecological neobanks and traditional banks, more polluting than helios accounts on helios.do/impact
For 5 years, it has already been:
- +€620M taken out of traditional bank accounts
- €10M mobilized to develop innovative and sustainable projects

👍 ACCOUNTS, CARD & SAVINGS
- Open an account in less than 8 minutes
- International Visa card valid worldwide. For the Premium account, also benefit from card insurance
- Fee-free card payments abroad
- Virtual card to secure your purchases on the internet
- Customer area to consult your accounts online
- Instant notifications & real-time operations
- Budgeting tools: budget planner, virtual envelopes to categorize your expenses and prepare a project (50/30/20 method)
- Dedicated advisor
- Contactless payments
- Google Pay™ mobile payment
- Ecological and efficient life insurance

🛍 GREEN LOYALTY PROGRAM
- Sustainable: discover ecological alternatives for all your purchases
- Economical: benefit from exclusive discounts (cashback)
- Convenient: pay online or in store with your helios card, partner discounts will be directly applied to your account

🌟 PREMIUM ACCOUNT
- All the advantages of a classic current account (with an international VISA card with contactless payment)
- An integrated concierge service 7 days a week.
- Insurance and guarantees for your purchases and your trips: travel insurance, anti-fraud insurance, repatriation insurance, etc.

❤️ JOINT ACCOUNT
No more bank account in an obscure neo-bank... Manage your finances more simply with your +1
- Two recycled plastic Visa cards included to pay anywhere in the world
- Manage your budget as a couple: track your income and expenses in real time and rebalance your budget together
- The joint account is free if you and your +1 open a current account!

🐖 LIFE INSURANCE
Combine performance and ecology with sustainable life insurance that helps your savings grow. 3 months free on your management fees up to €500. Saving has never been easier!
- Life insurance meeting the highest standards in terms of ecological commitment and financial innovation
- Selection methodology based on strict environmental criteria, guaranteeing the alignment of investments with our values ​​and sustainable objectives
- Managed management of your savings to benefit from high-performance returns in the long term. Past performance is no guarantee of future performance.
- Account management fees cheaper than traditional banks

💼 INDEPENDENT ACCOUNT
Manage your budget like a pro with the offer for self-employed people:
- 2 VISA cards (physical card + virtual card) to manage your payments
- Fee-free payments worldwide
- Dedicated advisor available in less than 5 minutes
Start with classic neobanks to open your sustainable self-employed account.

🔒 SECURITY
- Deposit protection up to €100,000 ✅
- Online payment protected by VISA 3D Secure
- Secure connection with double authentication
- Possibility to block / unblock your card on the application

💧TRANSPARENT
We publish the list of all our financing and our business model on our site and in the app