BBVA Italia | Banca Online

BBVA

About this app

With the BBVA App, carry out your transactions and manage your finances in an easy and intuitive way. Take advantage of exclusive benefits with the €0 Account and Card. Earn money on your balance and purchases without doing anything. Operate with maximum security and protect your purchases with Dynamic CVV. Easily reach your financial goals with Savings Rules. Plus, with My Trips, travel commission-free and keep your expenses under control.


BBVA ONLINE ACCOUNT AND CARD WITHOUT FEES FOREVER
The BBVA Online Account, without fees or conditions, offers you 3.5% gross annual interest and 3.5% cashback per month on your purchases. Without asking you for anything in return! You will be able to take advantage of this offer during the first 6 months and, subsequently, we will continue to remunerate you in the long term.
Includes physical or digital debit card for €0 and no shipping costs.
Furthermore, with the Passaparola promo, if you bring friends to BBVA, we will give you up to €200 as a gift.


Zero-cost services:
- Free cash withdrawal at the ATMs of all banks in the Eurozone, starting from €100.
- Instant and ordinary SEPA transfers.
- Withdrawals and purchases in foreign currency without costs and without commissions.


CHECK
- Categorized Spending: Get instant notifications about your account movements and control where you spend your money.
- Limit functionality: limit the functioning of your card even only for certain operations such as payments or withdrawals.
- Aggregate other banks: Aggregate accounts from other banks to have a single view of all your accounts.


FLEXIBILITY
- Pay&Plan: after making a purchase, you can choose to divide the amount into convenient monthly instalments.
- Salary in advance: request it up to 15 days before the credit date. Free advance payments from 1 to 5 days in advance.
- Immediate Loan: obtain financing with one click and without bureaucracy.


SAVINGS
- BBVA Flexible Deposit: protect and grow your savings every day. Without constraints and with guaranteed returns even if you cancel it first.
- Investment funds: Start investing conveniently from the app. Zero commissions for subscription, redemption, custody and correspondent banking of funds until 01/01/2026.
- Digital Piggy Bank: set aside money automatically to reach your savings goals. Amounts always available.

SAFETY
- Debit card without printed numbers and with dynamic CVV: protect your account and buy safely.
- On/Off Card: turn your card on and off with a single click directly from the app.
- Biometric recognition: pay and authorize your banking transactions securely and quickly.


BECOME A CUSTOMER
Open your online account in three simple steps and in just 5 minutes.
1. Enter your details
- We ask you for your personal data.
- Create your app login credentials.
- Sign the documentation.
2. Verify your identity
- Keep an identity document handy.
- Verify your identity with a selfie.
3. Configure the service
- Choose whether you prefer digital or physical paper.
- Choose your card's PIN code.


You will simply need:
- Optimal internet connection.
- Identity card, driving license or passport.


CUSTOMER SERVICE
Channels active 24/7
- 800 17 26 39 Free toll-free number if you call from Italy, active 24/7.
- [phone] if you call from abroad, active 24/7. The cost of the call varies depending on the user's tariff plan.
- “My messages” for BBVA customers.


If your mobile device is not compatible with the app, you can access the BBVA online banking web service from the bbva.it website

Banco Bilbao Vizcaya Argentaria, S.A. - Italian branch, Corso Giacomo Matteotti 10, 20121 Milan (Italy), registered in the register of Italian banks of the Bank of Italy.