BBVA Spain | Online Banking

BBVA

About this app

Now, the market's leading app, used by more than 8 million customers, features Artificial Intelligence and is up to 6 times faster!

🚀 FASTER

We use AI to optimize every interaction, personalizing shortcuts so you can make payments and other transactions in the blink of an eye.

Quickly check your card details during an online purchase or make a regular transfer with a single click. The most frequently used features will now automatically appear in the order you use them.

Forget about searching for the same contact over and over again to send them a Bizum, or constantly scrolling through the menu to find the products that interest you most. We'll organize them and display them in the home menu!

🌟 NEW FINANCIAL COACH

At BBVA, we've been working for nearly 10 years to help you improve your financial health.

The new Financial Coach offers you a detailed diagnosis of your monthly savings capacity that will help you understand your financial situation.

Then, based on AI, it provides you with a personalized plan to improve your financial habits, helping you reduce unnecessary expenses and increase your savings capacity and financial cushion.

Month by month, you can track your progress, adjust your goals, and celebrate your achievements!

AND MUCH MORE 👇

● Activate Smart Stealth Mode to automatically hide balances and transactions and avoid prying eyes.

● Have questions? Blue, our virtual assistant, has been updated with AI to be even more responsive to everything you need.

● You can connect your banks in a single app and pay with Bizum, with no costs or fees.

● Not a customer? Download the app and try it without obligation or open your Fee-Free Online Account in just 10 minutes.

● With our Friend Plan, you'll earn money if you invite or are invited to use the app.

● And if you have children, you can open their Online Account. They'll have a card and an app adapted to Bizum from age 12.

ALL THIS AND MORE AWAITS YOU IN OUR APP

🏠 MORTGAGES

Find out, with our mortgage simulator, how much you could have available to buy your new home.

↔️ BIZUM

With Bizum, send and receive money instantly, or pay at online stores easily and securely.

☂️ INSURANCE

Choose and manage your car, home, health, or life insurance. Find the information you need and choose the option that suits your needs.

💸 LOANS

Apply for your personal loan without leaving your app. You'll have all the information you need just a click away to find and apply for the loan that best suits your needs.

🕴️ SELF-EMPLOYED PEOPLE, SMEs, AND BUSINESSES

If you're self-employed, own, or manage an SME, you can track your transactions and apply for financing for your daily activities from your app.

💰 STOCK MARKETS AND FINANCIAL MARKETS

Invest in the stock market and financial markets or learn investment strategies with BBVA Trader's free courses.

⏳PENSION PLANS

We'll help you plan your retirement by choosing the pension plan that best suits your age and investment profile. You can make contributions and transfers from the app.

💳 CARDS

The Aqua card, with no printed numbers and a dynamic CVV that changes for each online purchase, makes your payments more secure. Whenever you need to, you can check your card number and CVV from your app. And if you lose it, you can turn your cards on and off from the app to protect your money.

📈 INVESTMENT FUNDS

Find the funds that best fit your profile and goals, invest in them, and if after your first year you have negative returns, BBVA will refund you up to €300. You can also make contributions and transfers.

The app is also compatible with Wear OS.

☎️ DO YOU HAVE ANY QUESTIONS OR SUGGESTIONS?

Send us your comments to our email: support [e-mail].

If your device is not compatible, you can access BBVA Mobile Banking by accessing bbva.es from your browser.

Ratings and reviews

This is a well designed app except for one major flaw: the virtual debit card. It works great until it doesn't, and it doesn't very often, because it's deactivated after a few uses and they require you to enter the application to reactivate it. I might be able to make 3 or 4 purchases, but then I find myself trying to purchase something and I can't. I have to enter the app and spend at least 2 minutes to get it working again. I've contact BBVA 3x on this issue, they are without any solution.

The app does what it should do. However, like many other responses, the amount of pop-ups just to get to our account information is very frustrating. Makes handling the virtual card a pain and I have to inform others before they open an account. To me, it is that annoying and we should have the option to prevent the unnecessary soliciting every time we open the app to do a quick transaction or check. I don't have this issue with my other banks.

I’ve always found the app reliable, but the latest update has made it unnecessarily complex. The interface feels cluttered, the font is too large, and it’s now harder to get a clear overview. Even accessing the account summary takes more steps than before, when it should be instantly available. From a usability and design perspective, visual style seems to have been prioritised over functionality. Instead of enhancing the experience, this version has made the app less efficient.

What’s new

Discover the new BBVA app 🚀
Our app evolves to be smarter, more innovative and more personalized... in short, more you.