BBVA Spain | Online Banking

BBVA

About this app

Now, the market-leading app, trusted by more than 8 million customers, features Artificial Intelligence and is up to 6 times faster!

🚀 MORE SPEED

We use AI to optimize every interaction, personalizing direct shortcuts so you can complete your payments and other operations in the blink of an eye.

Quickly check your card details during an online purchase or make a regular transfer with a single click. The most used features will now automatically appear in the order you use them.

Forget about searching for the same contact over and over again to send a Bizum, or constantly checking the menu for the products that interest you most. We organize and show them to you right on the home menu!

🌟 NEW FINANCIAL COACH

At BBVA, we have been working for nearly 10 years to help you improve your financial health.

The new Financial Coach offers a detailed diagnosis of your monthly savings capacity, allowing you to understand your economic situation.

Subsequently, based on AI, it provides a personalized plan to improve your financial habits, helping you reduce unnecessary expenses and increase your savings capacity and financial cushion.

Month by month, you can track your progress, adjust your goals, and celebrate your achievements!

Y MUCHO MÁS 👇

● Activate the intelligent Discreet Mode to automatically hide balances and transactions and avoid prying eyes.

● Have questions? Blue, our virtual assistant, has been updated with AI to respond even better to everything you need.

● You can connect your banks in a single app and pay with Bizum, without costs or commissions.

● Not a customer yet? Download the app and try it without commitment or open your Commission-Free Online Account in just 10 minutes.

● With our Referral Plan, you will earn money if you invite others or are invited to use the app.

● And if you have children, you can open their Online Account. They will have a card and an adapted app with Bizum from age 12.

ALL THIS AND MORE AWAITS YOU IN OUR APP

🏠 MORTGAGES

Discover, with our mortgage simulator, the amount you could have available to move into your future home.

↔️ BIZUM

With Bizum, send and receive money instantly, or pay at online stores easily and securely.

☂️ INSURANCE

Choose and manage your car, home, health, or life insurance. Find the information you need and choose the modality that fits your needs.

💸 LOANS

Request your personal loan without leaving the app. You will have all the necessary information at your fingertips to find and contract the loan that best fits your needs.

🕴️ SELF-EMPLOYED, SMES, AND COMPANIES

If you are self-employed or manage an SME, you can track your operations and request financing for your daily activity from your app.

💰 STOCK MARKET AND FINANCIAL MARKETS

Invest in the stock market and financial markets or learn investment strategies with free BBVA Trader courses.

⏳ PENSION PLANS

We will help you plan your retirement by choosing the pension plan that best suits your age and investor profile. You can make contributions and transfers from the app.

💳 CARDS

The Aqua card, with no printed numbers and a dynamic CVV that changes for each online purchase, makes your payments more secure. You can check its number and CVV from your App whenever you need. If you lose it, you can turn your cards on and off from the app.

📈 INVESTMENT FUNDS

Find the funds that best suit your profile and goals, invest in them, and if after your first year you have a negative return, BBVA will refund you up to €300. You can also make contributions and transfers.

The app is also compatible with Wear OS.

☎️ DO YOU HAVE ANY QUESTIONS OR SUGGESTIONS?

Send us your comments to our email: soporte [e-mail].

If your device is not compatible, BBVA Mobile Banking is available by accessing bbva.es from your browser.

Ratings and reviews

This is a well designed app except for one major flaw: the virtual debit card. It works great until it doesn't, and it doesn't very often, because it's deactivated after a few uses and they require you to enter the application to reactivate it. I might be able to make 3 or 4 purchases, but then I find myself trying to purchase something and I can't. I have to enter the app and spend at least 2 minutes to get it working again. I've contact BBVA 3x on this issue, they are without any solution.

The app does what it should do. However, like many other responses, the amount of pop-ups just to get to our account information is very frustrating. Makes handling the virtual card a pain and I have to inform others before they open an account. To me, it is that annoying and we should have the option to prevent the unnecessary soliciting every time we open the app to do a quick transaction or check. I don't have this issue with my other banks.

The latest version of the app (that came out at the end of 2025) is very confusing to use. For exemple, when trying to do a transfer to a destination that already exists (but with a different amount), it always changes the values back to the ones of the first transaction and a banner shows up saying continue (which blocks you from noticing the changes). Also, I find myself typing the password 3 or 4 times for something very simple like Bizum.

What’s new

We start a new course with an update of your BBVA app that improves the user experience of the application.

Take your bank wherever you go and manage your personal finances online.