Mobile Banking

UniCredit Bank Romania

About this app

The mobile application from UniCredit Bank has an intuitive, safe navigation and helps you save time for the things that really matter.

• Do you need quickly a debit card?

Request a virtual one from home page or “Offers” menu. Easy to issue it, easy to close it.

• Do you want to get money back for some of your transactions?

Activate and use offers from ShopSmart cashback program that you may find in “Offers” menu. We have more than 100 partners.

• Do you need to credit your UniCredit account quickly in order to pay contactless using your phone or to pay your monthly rate for your loan?

Access "Add money" icon from Account page, fill in the amount and the card details, and authorize the card transaction as you normally do when making online payments using that card.

• Have you changed your phone number or e-mail address and want to update your contact details in relationship with the Bank?

From "My Profile" menu you can update the phone number, the email address and even upload your ID picture.

• Do you want to stop worrying about bill payment deadlines?

You can activate a Direct Debit mandate from Payments/Utility Payments and the bills will be automatically payed each month from your current account. You can set up a limit or cancel the mandate at any time.

• Do you want to pay contactless with your phone?

Go to Cards/Card Info menu, press the "Add to Google Pay" button, enroll the card and activate the NFC on your phone.

• Did you forgot your card at home and you need to withdraw cash?

All you need to do is access the mCash icon from the Accounts or Card menu (only those with RON currency), specify the amount and generate the code, which you can use at any UniCredit Romania cash withdraw terminal.

• Do you want to pay utility bills?

You can do it directly by scanning the barcode on the invoice, without the necessity to complete any additional details.

• Do you want to block a card or to set its limits?

Tap on the Cards menu, choose the desired card and you have full access to its settings. You can change POS or ATM limits and you can also block/unblock it or decide whether you want to use it for online payments. Anytime, on the spot.

• Do you want to pay back your credit card?

Select the credit card repayment option from either the Payments menu, or from the Cards menu after you previously choose the desired card. You modify the amount, if you want, and sign.

• Do you want to open a term deposit?

Select the option from the Products menu and open the desired term deposit with just a few clicks.

• Do you want to get rid of the digipass?

Activate Mobile Token. The app generates unique passwords for each authentication or transaction authorization you do in Online Banking.

• And much more.

Ratings and reviews

The app overall it has good features, however, i was hoping over the years it will improve the overview over payments. Very frustrating not knowing the real amount left on the account, the bookings show in pending but the amount NOT actually being taken off from the total. And one day, all the bookings are no longer in pending and the amounts taken from the total. So i never know how much i have left. Please fix this, to have visibility in real time over the amounts.

Garbage app, can't even change the delivery address for the new card. Very unintuitive. Revolut or ING are far better alternatives to this. I'm using this only out of necessity. Edit: the option to change the delivery address of the new card still doesn't work, tried changing it 10 times, still nothing. This app is GARBAGE! Other functions are still not good, constant pop-ups of credit offers and all sorts of bank bs. Use this app only if necessary.

Worst banking app ever. Always crashes unexpectedly. Tried on 2 different phones. Activation NEVER works and needs intervention. Going to close my account and transfer to a more serious bank. This is unacceptable!!! Would give 0 stars but can't. Update : try another bank, like BCR, another experience, another world. I am stuck with them. Trying to do a big deposit and the web application is so boguous, it doesn't let me constitute it, errors over errors. Total failure!

What's new

Thank you for using the app! What’s new with this version?

• You can request the replacement of your existing card with a Mastercard card;
• Some small bug fixing and improvements for your overall experience with the app.