BoC Pay

Bank of China (Hong Kong) Limited

About this app

Now, BOCHK customers and non-customers alike can enjoy fast and convenient payments with BoC Pay, the first cross-border mobile payment application in Hong Kong developed by a bank.

Key features of BoC Pay:
- Cross-border Spending: Shop and pay for basic necessities, dining and shopping in mainland China, Hong Kong, Macao and around the world by scanning a QR code.
- Rewards and Promotions: Earn points on spending and convert your points into cash from just HK$1. Redeem Gift eVouchers instantly and store them in BoC Pay to use whenever you want. Plus, you can enjoy welcome offers and various merchant offers.
- Bill Payments: Easily settle utility bills such as water, electricity, gas, taxes, rates and government rent, and telecommunications services.
- Supports FPS: Make interbank transfers to any registered mobile number or email address, and collect funds through QR code.
- Enhanced Security: Password or biometric authentication is required before transactions. QR code generated for payment will be refreshed automatically within a specified period of time.

Ratings and reviews

My device is Xiaomi mix flip. This app is stuck on loading when press pay QR code button. 50/50 chance I have to kill the app and start it again I scrolled down to old reviews, this QR code loading issue have been long time problem for some users.

The app quite slow to open and reach the qrcode. Quite pressure when there is queue behind. What's worse is you can't open it prior at times since you couldn't retain the qr code when switching between app, which is required usually for merchant loyalty. "Offset with point" design is bad that you only can do it right after payment, and you shall not leave the app{eg reply a msg etc) else you will no longer find the button anymore. At times the page just never appear.....

It takes nearly one minute to generate a QR code. Payment has never been so frustrating especially when there is a long queue behind. In addition, can the App shows the credit card balance amount ? Right now only the transaction history is shown. I will have to login via the website to get my balance amount or statement to pay the card. How silly is that.

What's new

We've improved some functions to bring you a better payment experience. Spend at 90,000 merchants in HK and at over 30 million merchants with UnionPay QR code in Chinese Mainland with BoC Pay to enjoy various merchant offers. PAY more! REWARD more! Meanwhile, BoC Pay launches e-CNY zone, stay tuned for more offers!