CoolCredit

4.3
158 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Welcome to CoolCredit!

CoolCredit is an innovative application designed to help individuals improve and manage their credit health. By offering personalized ways to boost credit scores, repair and remedy negative issues on credit reports, and supplement users with real-time credit monitoring and expert guidance, CoolCredit empowers users to take control of their financial future.

Whether you're looking to repair your credit or optimize your financial standing, CoolCredit provides the resources and support you need for a brighter financial future.


Why CoolCredit?



CreditBooster: Boost Your Credit Health Quickly

CoolCredit’s Booster Payment Plans offer a quick way to improve your credit health and a smart strategy that positively contributes to your credit score. Making timely payments gets users immediate positive traction with your credit score, providing a valuable path to improve one’s credit standing. The best part is it’s repeatable, allowing users an easy way to enhance their scores over time. In addition, purchasing the Credit Booster also unlocks “CoolCredit Courses”, which contain valuable educational material that you can use in your day-to-day life to improve your financial situation. This proactive approach allows you to see immediate impacts on your credit score and get on the path to great credit.

DIY and Expert Assist Credit Repair options

CoolCredit leads the way in giving users accessible options with which to dispute negative items on credit reports. No longer does the credit repair process need to be confusing and convoluted. Simply following the step-by-step user interface makes addressing negative items on your report a satisfying process. And if you want our team to take over, Expert Assist is available every step of the way for a small fee and greater peace of mind.



Educational Resources: Empower Your Credit Score With the Right Knowledge

We believe everyone deserves a chance to improve their financial health. Whether you're looking to boost your credit score or repair your credit history, our comprehensive credit education courses are designed to guide you every step of the way. Coupled with the Credit Booster payment option, CoolCredit’s courses help guide you toward sustained credit health for the future.

Seamless User Experience and Rigorous Data Privacy

Our long-term strategy ensures that you build a robust financial foundation, providing support and assistance throughout your journey. The app’s intuitive interface makes your credit repair journey a genuinely pleasant experience, while rest assured knowing that your personal information is protected with the highest level of encryption and privacy standards provided by CoolCredit.

Join the CoolCredit Community

Connect: Engage with a community of users who share your financial goals.
Support: Our dedicated team is here to ensure your journey with CoolCredit is successful.
Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies.


Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here!

Download CoolCredit Today!

Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan. Turn off auto-renewal anytime through iTunes.

Terms of use:- https://www.coolcredit.com/terms-of-use/
Privacy policy:- https://www.coolcredit.com/privacy-policy/


Useful for: Credit Repair | Credit Score | Financial Planning | Credit Monitor | Credit Improvement | Credit Report Analysis | AI Credit Repair
Updated on
18 Jul 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
151 reviews
Balpreet Singh
30 October 2023
I’ve been on the hunt for something to help me improve my credit score for the past year, and let me tell you, there are a lot of posers out there. But then, my buddy turned me onto this app, and it’s been a game changer. I started using coolcredit and was blown away by how it helped me identify errors that I could check and report myself. But with the help of their experts, I was able to get everything sorted out. In just 90 days, I’ve seen an incredible jump in my credit score. 👍
92 people found this review helpful
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Cool Credit
31 October 2023
Dear Balpreet, Hearing feedback like yours is why we do what we do. Thanks for choosing CoolCredit! Let's continue this journey to financial success together.
Daniel Canfield
25 April 2024
96 a year that most other apps give for free and still have to pay for letters to be sent...19 bucks each time
2 people found this review helpful
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Cool Credit
30 April 2024
Thanks for the feedback! CoolCredit has FREE DIY dispute letter generation. There's an option to pay if you request a personal review (Expert Assist) and mailing of your letter. An optional subscription unlocks more features such as credit monitoring, more dispute submissions, at a low price. Questions? Write us at support@coolcredit.com
Sudhir Kumar
3 October 2023
Cool Credit is a game-changer for credit management. This app offers a seamless way to create credit disputes with credit bureaus, simplifying the process and potentially improving your credit score. Its user-friendly interface and prompt dispute resolution make it an essential tool for anyone looking to take control of their credit profile. Cool Credit is a must-have for financial empowerment.
12 people found this review helpful
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Cool Credit
17 October 2023
Dear Sudhir, Hearing feedback like yours is why we do what we do. Thanks for choosing CoolCredit! Let's continue this journey to financial success together.

What's new

What's New in CoolCredit: Enhancing Your Credit Journey

Enhanced Performance & Reliability:
• Dive into a smoother, faster, and more reliable credit management experience with our latest optimizations.
User Experience Improvements:
• We've refined the interface and functionality for a more intuitive and enjoyable user experience.
Bug Fixes & Optimizations:
• Addressing minor bugs and enhancing app stability to ensure seamless operation