Lunar

Lunar A/S

About this app

Get an award-winning bank and enjoy high interest paid out monthly*. Turn daily spending into travel rewards with SAS EuroBonus Lunar. Stay within budget, add to your savings, and invest with ease. Saving and growing your money has never been simpler.

– Free bank account – apply directly in the app
– Get up to 1,75%* in interest regardless of amount
– Earn points with SAS EuroBonus Lunar and turn them into travel rewards.
– Both private accounts and business accounts
– 4.6 starts on Trustpilot
– 950,000 users already chose us
– Danish- and English-speaking support until 23:00 on weekdays and 17:00 on weekends.

*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly.

Lunar private Denmark

Free account and digital card
– Free account with no hidden fees
– Get the ultimate overview
– Budget and savings
– Notifications to help you stay on track
– Upgrade and get travel benefits, metal card, and more.

The smarter way to bank
Get the accounts and tools you need to manage your daily economy – no matter if you want an overview of your spending, to save up, invest or apply for a loan.

– Award-winning banking app with easy overview
– Set your budget with three swipes
– Save up each time you use your card

Get up to +1,75%* interest
– Paid every month
– You won’t tie up your money
– No limit on amounts with Lunar Plus and Unlimited.

*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly.

Turn daily spending into travel rewards with SAS EuroBonus
– Earn points when using your SAS EuroBonus Lunar card.
– Exchange your points for travel rewards worldwide.
– Choose between flights, hotels, exclusive products, and more.
– Get your card today and start earning points.

Simple and affordable investing for everyone
– Buy shares and invest in ETFs and index funds
– Easy investment platform
– Get started in minutes.

Investing involves risk.

A Danish bank where you can feel safe
– Nordic bank with a banking license
– Under the supervision of the Danish Financial Supervisory Authority
– Your money is covered by the Danish Guarantee Fund up to 100,000 EUR (approximately 750,000 DKK).

—

Lunar Business
Denmark's cheapest business account* Designed for small businesses. Apply in minutes from your phone like 20,000 others.

* Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2023).

– Choose between 3 unique plans
– Automatic bookkeeping. Integrate with Dinero, Billy or e-conomic
– Cashflow overview
– Automate payments
– Pay your bills with one click
– Expense management and company cards
– Add more admins to manage your money.

And much more
– RiskPoint cyber insurance and Tryg travel insurance
– Get a loan up to 1,000,000 DKK with Froda (Denmark only)
– Discount on a wide range of services for small businesses - including Dinero.

---

Lunar private Sweden
– Easy digital banking – choose between our four plans
– Get 3.25% interest rate of up to 1,050,000 SEK*
– A simple overview
– Create your budget with ease
– Save smarter with Goals
– Multi currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers)
– Customer support, 7 days a week.

*Applies to a separate savings account available with paid packages. The interest is variable, calculated annually and paid out monthly.

---

Lunar private Norway
– Easy digital banking – choose between our four plans
– A simple overview
– Create your budget with ease
– Save smarter with Goals
– Both personal and business accounts are available
– Customer support, 7 days a week.

Lunar Bank A/S, Hack Kampmanns Plads 10, DK-8000 Aarhus C.

Ratings and reviews

Listen, it's okay that you want me to pay to have your best interest offering, but did you really need to make it so that interests are only accrued on a single, separate account? It's not even compatible with your earlier saving goals functionality. And it's super impractical as it forces people to move money back and forth all the time. Issue is that this makes you very inconvenient to use, as other bank that have more compelling products. Is that a smart choice?

Lots of issues initially getting setup but I think I was unlucky. Once I spoke to actual customer service on the phone my issues were resolved.

Overall, the app is nice. However, I would love if the bellow features could be added in future development. 1. Limit setting on fund transfer (so that there's no risk of unwanted transfer) 2. Limit setting on ATM/POS/e-commerce transactions (so that less risk if the card is lost or stolen)