Experian: Credit Score

Experian Mobile

About this app

The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility.

Your Experian Credit Score is a straightforward way of showing how lenders may view your application. As part of a credit check, companies may look at whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each.

Compare credit cards and loans with us. Let Experian help by showing you the credit cards and personal loans you’re most likely to be accepted for, helping you save hassle and avoid too many unsuccessful applications impacting your credit rating.

Experian is a credit broker not a lender†, so we show you impartial search results.

Free Experian account features:
• Your Experian Credit Score on the go
• Credit card and loan comparison
• Summary of your total credit
• See how likely you are to get accepted for personal loans and credit cards before applying
• Tips, articles, videos and expert knowledge to improve your suitability for credit checks at your fingertips
• Quick and easy login with fingerprint or PIN

CreditExpert subscribers get access to these additional features:
• Personalised tips on how to improve your credit score
• Score Influencers show you what’s positively and negatively affecting your Experian Credit Score
• Get your Experian Credit Score & Report updated daily
• Alerts notify of you credit score changes
• UK call support for credit report & score
• Timeline shows you a single view of your score history and alerts
• Web monitoring
• Dedicated fraud support

Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans.

App is not designed for tablets at this time.

*Most trusted’ based on 46% of 995 respondents. ICM Unlimited survey May 2020.

†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.

Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.

All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.

Ratings and reviews

Despicable service. Score was good, got store credit, went down. Despite now being 4 months ahead of my payments by paying off a large sum, my score has not gone up for 3 months nor returned to where it was. Not in debt, not got any new insurances or other credits, & savings in the bank, no loans, all details up to date. The fact they want me to take a credit card to boost my score is a major red flag due to my current score. Don't get this app, it's a farce & their moral core is questionable.

I love my experian app. It's clear, precise, up to date, and everything is relevant in the app. You can see exactly where your credit is, i.e., accounts you have with the banks and credit you have elsewhere.. It's there on one screen. I love the fact you can see if anyone as performed a hard search on you, so you know if you've not applied for credit its an early indication of fraud, meaning you can take action straight away. The credit offers you receive are relevant to your credit score. 💯 💶

Don't Trust It! It gave me 949/1000, brilliant, but my score is no where near that. It thinks I have NO credit cards🤦🏻, it says I have NO mortgage 🤦🏻 I have no doubt that the sole function of this app is to sign-up to a £15 month sub. I could be tempted if it was cheap (half the price may tempt me), but the single thing that keeps me well away from this company is their obvious lack of data, if they don't know about my Mortgage or CC then paying them more money is wastful. Use ClearScore!