Experian Credit Report & FICO Score

381K reviews
Content rating
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About this app

Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™**. You’ll get the credit you deserve for the utility, cell phone and streaming service payments you’re already making.

See what's helping or hurting your FICO® Score, learn how your credit report impacts your FICO Score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.

Plus, take advantage of Experian CreditMatch™*** to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.


• Track your FICO Score and see which financial behaviors are helping or hurting.
• Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
• Automatically updates every 30 days upon sign-in.

• Connect your accounts to increase your FICO® Score instantly.
• Look better to lenders and save money by qualifying for better rates and offers.

• See credit card matches based on your FICO® Score.
• Compare your best options and make your choice.

• Easily lock your Experian Credit File and guard yourself against identity theft with the touch of a button.
• Prevent unauthorized credit activity with real-time alerts if someone tries to apply for credit in your name while your credit file is locked.

• Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear
on your credit report.
• Push notifications, when enabled, will send alerts directly to your device.

• Upload your bills, and we negotiate for you. If we can’t, there is no charge.

Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com

**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.

***Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. See experian.com for details.

****Experian CreditLock is a separate service from Security Freeze:
https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit: https://www.experian.com/blogs/ask-experian/whats-the-difference-between-

*****Bill Negotiator - Results may vary. Some may not receive negotiated discounts or savings. Learn more: https://www.experian.com/consumer-products/bill-negotiator.com

© 2021 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.
Updated on
Jun 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App activity
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted
381K reviews
M. S
June 22, 2022
This a great app for exploring, managing and monitoring Experian Credit. The only frustrating problem is getting a notification about a specific issue, hitting the notification, but not being able to find what was sent in the notice. It should go right to it, especially if I'm activating the notice. Also, there's supposed to be a simple way to turn on or off the account, "credit lock",(per the website) on the app, but I can't find it.
231 people found this review helpful
Did you find this helpful?
June 22, 2022
Hi there. We’re sorry for the trouble that you’re experiencing with the app. For further assistance, please send us message through your membership or reach out to us on social media for assistance. Thank you. -Lori
T Valentine
June 23, 2022
Good app to get basic info about your credit, but just loads very slowly and takes a while for changes to your credit to post although they eventually do. Also, I tried applying for a few of the sudden credit card offers the app tells me I'm pre-approved for and it always says there's no offers available so I believe they're just ads. I'll still use the app to get my credit score, but that's it.
82 people found this review helpful
Did you find this helpful?
June 23, 2022
Hi there. Thank you for the feedback. If you'd like to suggest a feature or an improvement to the app, please send us a message through your membership or reach out to us on social media for assistance. Thanks. -Moneake
June 29, 2022
Impossible to connect to a person. Kept sending me codes (3 times) that came back "Error" each time I tried to enter them. Could neither use my username or password, but tried to change them, to no avail . Thank heavens for help from Lexington Law . I was beginning to wish I could use smoke signals or a carrier pigeon. And all I wanted to accomplish was a temporary unfreeze.
6 people found this review helpful
Did you find this helpful?
June 29, 2022
Hello Michele. We are so sorry to hear about this issue that you are having with speaking with a representative. We would love to assist you further. Could you please reach out to us on Facebook at www.facebook.com/experian. Or Twitter @Experian, @Experian_us, @experianhelp_us. Thanks. -Stacey

What's new

Looking to begin your credit journey but don't know where to start? Let Experian Go™ show you the way! Experian Go™ has all the resources and information you'll need to establish and build credit for the first time.