Zempler Bank - mobile banking

Zempler Bank

About this app

Download the app to apply for a business bank account in minutes.

Over 1.6 million people use Zempler Bank, formerly Cashplus to manage their money.

Open a business account online
There’s no credit or trading history required, and you won’t have to visit a branch to open your account.

• Fast online application & instant decision
• No credit check to apply
• Start accepting payments immediately with your account number and sort code

Manage your spending
• Check your account balance, track spending & make payments seamlessly
• Set money aside with pots
• Manage multiple cards, including foreign currency cards
• Request your pin number on the go
• Access your account from the mobile app or online from your PC
• Friendly UK based telephone support

Keep your money safe
• 24 hour fraud monitoring for your security
• FSCS protection up to £85,000 on eligible deposits
• Secure face and biometric ID
• Block cards from the app or online
• Instant app notifications when money leaves your account

Business current accounts made simple
Our business current account is designed for small to medium businesses and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Zempler business bank accounts

Improve your bookkeeping
• Download statements to your phone or PC
• Categorised transactions help organise your spending
• Customise categories to match your business
• Store logos in your statement make it easy to find transactions
• Mark transactions as non-allowable expenses, add notes and a photo of your receipt

Extra cards for your team
• Add up to 20 cards, personalised with your business name
• Block cards and restrict transactions like gambling and ATM withdrawals
• Order travel cards for USD and EURO spending

LENDING OPTIONS
We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances.
• Opportunities to apply for an overdraft or business credit card

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Zempler cards are issued by Zempler Bank Limited pursuant to license by Mastercard International Incorporated.

Zempler Bank Ltd is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140

Ratings and reviews

It's been ok but for me there's no stop when you reach the limit. It let's you continue to purchase and overdraws you. I never understand why these companies don't include the Interest with the minimum payment. So for example I can make the monthly payment on time then discover 2 weeks later that the interest has just been added thus overdrawing me.

The invoice system is only available on the webpage not the app which is really odd. So I can't even check invoices in the app. You also can't modify the invoices once made so have to delete and make a new one which kicks your numbers out. Other than that I really like the bank and customer service is great.

App itself has gone through some great changes. Zemplar as a company though gets 3 stars! Can barely get hold of them, weird fees, weird overdraft fees... Taken me about 3 years to get shot of them! Finally paid in an amount to cover my overdraft, I close my overdraft draft and now apparently I owe them 500 quid! Steer clear!