Maya – savings, loans, cards​

Maya Philippines, Inc.

About this app

Know why it feels good to get banked with Maya? You can earn up to 14% interest p.a. every day, loan up to P250,000 instantly, use your Maya card worldwide, and scan any QR Ph to pay for anything.​

SAVE​
BSP-licensed banking with a twist? You bet. Enjoy up to 14% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

BORROW​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 and give your everyday budget a boost. Approval is subject to credit evaluation. See below for terms.*​

PAY​
All the wallet features you need to send money, pay your bills, and more are right here, too. Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently.​

INVEST​
You’ve got plenty of ways to explore your money's potential. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• ([phone]​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​

Ratings and reviews

I actually prefer Maya over its famous competitor because it has a clean UI, is not bulky, and loads fast. However, in the past few days, I've been experiencing a bug. Whenever I try to log in, the app tells me, "We're unable to log you in. Our app is experiencing an error. Please try again in a while." I've tried clearing my cache and restarting my phone, which worked for a while, but the issue reappeared.

Unsecured. No support for unauthorized transactions. Their 24/7 support is basically inexistent and only an advertisement comes through when calling. It drops every 10 mins. I was able to contact someone after 2 hours of trying but their support do not know how to handle fraudulent transactions. Could not even cancel one that is processing. Also, my verification got cancelled. (I have a savings on maya prior to that). I tried re-registering my account but their system could not recognize IDs.

Very dissatisfied with Maya support. You have an automated system in place to answer concerns but it actually LAGS. I'm surprised it is even possible. You give a response and the system takes forever to send you viable options. When you select the option presented, it doesn't respond right away, so I'm forced to type the chosen option, word for word, and the system doesn't understand what I'm inputting, which is absolutely insane. Because of this, I've dropped Maya ratings.

What's new

Ever found yourself a few pesos short at checkout? The NEW Insta-fill feature can fix that! Whenever you don't have enough funds in your Wallet for a transaction, Insta-fill lets you cover the remaining amount with funds directly from your Maya Savings. You can use it when paying your bills, buying load, or paying via QR. Update now to get this new feature plus the usual bug fixes!