Found: Business Banking

Found for Business

About this app

Freelancers, contractors, and small businesses love Found. With robust business checking plus smart bookkeeping and tax tools, Found simplifies your entire workflow. Track expenses, save receipts, save for taxes, send invoices, and pay contractors—all from the app. And all without costly hidden fees. Get so much more for free with Found.

FREE SIGN UP, NO HIDDEN FEES
Sign up free in minutes
No credit check or minimum balance
No hidden fees or monthly maintenance fees

BUSINESS BANKING
Get paid up to 2 days early with direct deposit*
Organize, budget, and save with pockets
Create multiple virtual cards for flexible spending

SMART TAX TOOLS
See your tax estimate and auto-save for taxes
Find write-offs for easy tax savings
Auto-fill tax forms like Schedule C and 1099
Pay taxes right from the app**

BUILT-IN BOOKKEEPING & EXPENSE TRACKING
Automatically track and categorize your expenses
Save receipts digitally and add notes
Import transactions from other apps or sources
Send unlimited free invoices

SAFE AND SECURE
Deposits are insured up to $250K through Piermont Bank, Member FDIC
Lock your card at any time directly from the Found app
Stay informed with real-time transaction notifications

Disclosures
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
*Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
**Tax payments are available for Found Plus subscribers who file a Schedule C.

Ratings and reviews

I needed a business account & this seemed perfect. They allowed multiple fraudulent withdrawals in a short span of time until the account was negative. When I notified them of the fraudulent charges, they did nothing. They continued to allow charges to be made & the account to continue to go further into the negative. Very disappointing. I essentially had to stop using the account because they continued to allow fraudulent charges even after being notified.

Don't do it. As a business owner or type of bank, you wouldn't think to have a limit of how much you can deposit a week ($3k max in checks). Then, standard practices from other banks where all that is needed is signature on the back + the name in front, well, if you misspell Mobile Deposit or miss adding a word, they cancel the deposit and you have to wait till the following week because of their weekly limitation. features are great but too many limitations; not worth it.

Found (formerly INDIE) is a great app for one-man-band businesses like me. It just got even better with the ability to manage from a desktop computer in addition to the phone app. The truly best part is that it is a business bank account that categorizes expenses as you go with receipts when needed and can print out a p/l statement for end of year or quarterly taxes. You can connect your personal bank account so it is easy to fund your business or pay yourself and you can connect a payment portal like PayPal for those clients who are used to paying that way. I am looking forward to more improvements as they rollout and particularly the new invoicing feature. I have used several programs for managing my business expenses and income since the late 1980s and Found is the most useful. Glad I found Found.

What’s new

Minor bug fixes & improvements.