Deferit: Pay bills in 4

4.6
15.4K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple instalments!

Move payments and stay on top of your bills all from within the app.

How it works:

- Upload a bill by taking a photo, screenshot or adding a file.
- Select the total amount to pay your biller
- Choose the payment option that works best for you
- And we pay the full amount upfront

It's as easy as that!

Get started today and join a community of over 350,000 savvy budgeters using Deferit to pay and manage their bills better.

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-au/privacy/
Updated on
8 Dec 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
14.9K reviews
Tia B.
September 10, 2025
UPDATE - Closing this account because of $19.99 deposit with every bill. This app is helpful but it also charges .99 every time you make a payment, which is more than double dipping. They charge you a monthly fee, a fee for paying your bills, + .99 when you make your payment. I want to pay my bill off with them but it will not allow the option to pay in full because they want that .99 per payment. It's not right to gouge people who are already struggling, otherwise we wouldn't need your service.
294 people found this review helpful
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Deferit
September 11, 2025
Hi Tia, thanks for sharing your thoughts! Your bills are always paid in full to the biller. The $19.99 deposit only applies to your very first Pay in 4 bill and is reimbursed after the 4 installments are paid. Bill Pay has no deposit, and a $0.99 processing fee applies to all payments. Please reach out at help@deferit.com so we can support directly
j J
November 24, 2025
They no longer Help! I have.\nNoticed that I have been uploading clear bills, but for some reason.This app is saying that I'm not in a key declining, but yet they're taking membership for me every month.And so at first they were good , but now they are not and I will not recommend them after a certain amount of time. i'm right , I think i'm going to call my bank and dispute charges.
17 people found this review helpful
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Deferit
November 24, 2025
Thanks for bringing this to our attention. We're sorry for any confusion regarding your uploaded bill & value the opportunity to get this sorted out accordingly. Please email your account details directly to help@deferit.com—we'd love to help ensure you're refunded of any subscription where you had no usage & get your bill paid as soon as possible.
Linina Baker
October 21, 2025
If I could give 0 stars I would. I was happy when I was approved and thought I found some relief and flexibility paying bills going forward but my first experience has been horrible. They did not hesitate taking the 1st installment plus deposit but it's been 5 hours and they still have not paid my bill electronically. In a world where technology has made things simpler and easier it's frustrating that you have to wait for service but they didn't have to wait for my payment.
43 people found this review helpful
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Deferit
October 23, 2025
Hi Linna, Thank you for your feedback. We’ve reached out via email confirming your bill was successfully paid and included the reference number to provide your biller to ensure prompt allocation of the funds to your account. If you have any other questions or need further support, please don't hesitate to reach out directly—we're here to help.

What’s new

This release contains performance improvements to keep everything running smoothly.