Instant Loan Installment Loans

4.9
1.23K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Loans for bad credit are our specialty. Get a cash advance loan using Instant Loan today! It's easier than any other cash advance or loan app and our rates are the best in the business. Need some fast cash? Check out Instant Loan now for free.

Instant Loan provides the money you need, when you need it!

Fast funding. Affordable payments. Personal service.

Applying does NOT affect your FICO® credit score! Get approved today. Receive your money as soon as tomorrow!

- Quick Approvals - Get approved today with an easy online loan application!

- Fast Funding - Once approved, receive money in your account as soon as the next business day!

- Affordable Payments - Competitive APR

Personal Service - We treat our customers like family. Our 100,000+ customers rate us 5 out of 5 stars!

Some personal loans are better than others, and before you commit to a dangerous predatory loan, it’s important to understand the facts and risks of all the different types of loans you may consider. We are dedicated to providing our members the most up-front and fair interest rates even for our borrowers with no credit or bad credit.

Installment Loans
Installment loans are typically the safest and most responsible way to borrow money.

Debt Consolidation Loans
A debt consolidation loan may be able to improve your financial situation.

Bad Credit Loans
Taking out a bad credit loan is a major decision. Make sure you’re selecting a financial partner who wants to help you succeed today and in the future.

No Credit Check Loans
Here’s everything you need to know about these potentially useful borrowing options.

Payday Loans
Payday loans are dangerous, unsecured, small-dollar loans designed to trap borrowers in debt.

Title Loans
Roughly one out of every five title loan borrowers lose their cars.

Cash Advances
Types of cash advances can vary, but they are often dangerous, low-value loans.

With all of the different loan types available, our dedicated team at Instant Loan are available 24/7 to assist and assure you will get top notch customer service and the best possible loan for your unique situation.

Become one of our 100,000+ happy customers today!


DISCLAIMER FOR LOAN TERMS FOR TRUTH IN LENDING ACT:

Minimum Period for Repayment: 61 DAYS

Maximum Period for Repayment: 1095 DAYS

Minimum Annual Percentage Rate (APR): 4.99 % APR

Maximum Annual Percentage Rate (APR): 27.70 % APR

EXAMPLE LOAN COST BREAKDOWN:

Amount Financed: $1,000.00
Interest Rate: 27.7%
Upfront Out-of-Pocket Fees: $25.00
Payment Every Month: $99.32
Total of 12 Payments: $1,191.79
Total Interest: $191.79
All Payments and Fees: $1,216.79

A late fee of $25.00 is charged for each payment that is 30 days or more past due.
Updated on
Dec 13, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.9
1.16K reviews
A Google user
July 27, 2025
Want to feel in control of your finances again? That’s how I felt using Instant Loan. The app gave me a fast cash advance when I needed to catch up on bills. There were no hidden fees and no weird conditions. It was all laid out clearly and processed lightning fast. I liked having control over my repayment schedule through their installment loan options. This app’s a game-changer.
4 people found this review helpful
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A Google user
August 2, 2025
Got hit with an unexpected fee or expense? You’re not alone. I downloaded INSTANT LOAN after my washing machine broke and needed immediate repairs. Within minutes, I had a cash advance to cover the cost. It was faster than I ever expected. The best part was how the app offered an installment loan option, so I didn’t have to stress about paying it back all at once. Other apps I tried before either didn’t approve me or made it too complicated. This one just worked.
2 people found this review helpful
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A Google user
July 29, 2025
Struggling with surprise expenses? That’s what happened when my heater stopped working in the middle of winter. I found Instant Loan, applied, and had the money to fix it the same day. The speed was unreal, and the process was easy. The installment loan plan gave me flexibility I didn’t expect. Now I keep this app on my phone just in case. Fast loans that work without a headache? Yes, please.
3 people found this review helpful
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