Instant Cash Advance Loan App

4.6
32.8K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Get a loan fast with our cash advance loan app, the instant and easiest way to borrow money online.

Even people with bad credit can use this app to get cash fast and cover their unexpected expenses!

There are just 3 simple steps:

1️⃣ Choose the amount you need and enter your personal and employment details.
2️⃣ Wait just minutes to see if you've been connected to a lender.
3️⃣ If approved, see the cash in your bank account as soon as the next business day.

What you need to use our quick loan app:

✅ Be a legal US resident; 18 or over
✅ Have an income of at least $1,000 per month
✅ Have a checking account where the loan can be deposited

That's all there is to it!

ℹ️ Whatever You Need

Each person's predicament is different, that's why you can request an amount that suits you.

Whether it's payday loans to tide you over until you next get paid or something larger for that dream holiday or home renovation project.

Our direct lenders are poised to offer different loan products for different circumstances. Repayment could be made in just a few weeks or spread across months, accordingly.

ℹ️ Quick, Easy and Safe

Searching for an instant loan until payday? Our app is about as fast as you can get!

After filling out some personal details and selecting your loan amount, you'll get to know in minutes if there is a lender who wants to make you an offer. You'll never have to wait longer than a few minutes to see if you've been approved for a payday loan.

There is no truly "instant loan" or "instant cash advance", but comparing a few minutes on an app to the drawn-out process at the bank, getting a loan online is now faster and easier than ever.

What's more, we use 128-bit Secure Socket Layer (SSL) encryption to keep your sensitive information secure.

ℹ️ Bad Credit Loans

For many people, having a poor credit score (or no credit score) puts them off even trying to apply to get cash. The banks and large lenders have made it difficult by automatically rejecting applicants based solely on a quick credit check.

❇️ Good news: Our lenders will never automatically reject you based only on your credit score and past struggles.

They will assess your whole application, including employment details, income, the amount you request, and other details, before coming to their decision on whether to approve you for payday loans.

Try our cash advance app now to find out for yourself!

Material Disclosure
This loan app is not the lender itself. It does not make lending decisions or terms or broker deals with lenders. Instead, the app is a useful tool that aims to connect users looking to get cash instantly with regulated independent lenders, who can offer the loan amounts advertised. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by a lender. Completing an application is not a loan solicitation and doesn't represent an offer if that application was made in a state that prohibits the underlying loan product. Nobody is obligated to use the app, connect with a lender, or sign for a loan if offered.
Repayment terms differ depending on the individual lender policies, the size of the loan, and the type of loan. They can range between 65 days to 3 years.

APR Disclosure
APR is the rate at which your loan accrues interest. APRs range from 6.63% to 35.99% and are based upon the amount, cost, and term of your loan, repayment amounts, and timing of payments. Before signing a loan agreement with a lender, they are legally obligated to present you a clear APR alongside the full terms and conditions of the loan.

Although rates vary, here is a representative example of how APRs and fees are calculated:

A loan of $1,000 taken out for one year with a 17% APR will cost you:
• Total charge for loan: $1,000 * 0.17 (17% APR) = $170
• Total amount you repay: $1,000 + $170 = $1,170
• Monthly payment: $1,170 / 12 months = $97.5
Updated on
Feb 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and App info and performance
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.6
32.4K reviews
Brandon A
January 24, 2025
This app is, more or less, an insulated browser that constantly refreshes and shoots your personal information to different lending services. However, the sheer onslaught of spam from unsolicited lenders is concerning. Possibly even dangerous. Do not enter your personal information to this app. Though you may find a lender, you will be inundated with an onslaught of text messages and emails from miscellaneous companies. I've yet to find a way to delete my account on this app as well.
50 people found this review helpful
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Fast Online Loans
February 3, 2025
We appreciate your feedback. Our app connects users with lenders, and submitting a request may result in lenders reaching out directly. We understand your concerns and recommend reviewing each lender’s terms before proceeding.
LT LT
December 20, 2024
This service may work, but it goes through multiple lenders to find you a loan, meaning you have to apply each time you encounter a new lender. Some of these lenders more than likely require a hsrd credit pull, and as it is known, having multiple credit history pulls on your credit report, regardless of credit history, can be detrimental to your score. I've been through this scenario, and now I get multiple shady texts and emails about getting a loan. Use as you feel comfortable to do so.
68 people found this review helpful
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Fast Online Loans
December 21, 2024
Thank you for sharing your detailed feedback! You’re correct that our app connects users with multiple lenders, and some may require a credit pull as part of their application process. We recommend reviewing each lender's terms carefully before proceeding. Your insights are valuable and help us improve transparency for all users.
Matt Duelge
May 28, 2024
The app directs you to 3rd party places, who are just as sketch as this place. If you do an application, then leave, you have to start completely over. Moreover, my bank put a stop on one of the transactions related to this app's application. Apparantly, credit score verification- viewfreereport will charge you $39.90/mo. with no way to cancel it because you won't have an account with them. Finally, I wasn't given anything resembling a real loan offer just a bunch of predatory texts and calls.
486 people found this review helpful
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Fast Online Loans
June 20, 2024
Thank you for your feedback. We apologize for your experience. Our goal is to connect users with various lenders, and we regret any inconvenience caused by third-party interactions. We do not charge any hidden fees, and you should not be billed without your consent. Please contact our support team through the app for further assistance.