Possible: Fast Cash & Credit

Possible Finance - A Public Benefit Corporation

About this app

Possible gives you access up to $500 of affordable credit you can access within minutes^. Fast application process and fast approval, even with bad or low credit scores. Transparent, honest, and simple pricing you can understand upfront. No late fees or surprise fees—ever. Flexible payments over time that you can control. Possible is designed to help you access cash fast while avoiding the payday-to-payday debt cycle.

Meet Possible:

- Get access up to $500 of credit within minutes, if approved^
- Transparent, honest, and simple pricing you can understand upfront
- No late or penalty fees—ever
- Pay back over time while also avoiding expensive long-term debt
- Flexible payment dates that you can control on your schedule
- Set up automated payments from your existing bank account
- Build your credit history with on-time payments
- Bad or no credit score OK to apply, all are welcome
- Respectful communications with you without spam offers from unassociated third parties

Possible Finance is a registered Public Benefit Corporation with the stated mission of helping hardworking Americans break the debt cycle and unlock long-term economic mobility. Give us a chance, and we will earn your trust and respect:

- 100,000+ 5-star reviews
- Join over 3 million Possible members
- On average, customers saved over $470† by choosing Possible
- Over $800 million of credit provided to our customers

Ready to get started? Download the Possible app and apply today for up to $500^!

“Very easy and built up my credit history. They don’t kill you with fees, the payments are flexible and it is very simple.”
- David, Google Play Store reviewer

“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
- Nel N, BBB reviewer

“Thank you for assisting me. Quickly responded to my request and no surprises of hidden fees”
- Fil, Trustpilot reviewer

The Possible Card has maximum 0% Annual Percentage Rate (APR)** for qualified customers. Currently only available in select states.

****Possible Finance is not a single-payment cash advance product and is not affiliated with Empower cash advance, FloatMe cash advance, Klover, Gerald Cash Advance, Oasis, Brigit, Cleo, Beem, EarnIn, Varo, Dave, Moneylion, Albert, Cash App, Self, Kikoff, Ava, Grow Credit, StellarFi, Arro, Grid Money, Credit Genie, or SoLo Funds.****

Possible products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank.

Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL License #FT340001187; Idaho License #RRL-10073; Louisiana License #1697898; Ohio License #ST.760161.000; Washington License #530-CC/SL-111888. California: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Products in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, and serviced by Possible Finance. Texas: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

*Improve credit with on-time payments. Results may vary.

^Maximum amounts vary by state. Funds disbursement typically occurs within minutes of approval but can take up to five days.

†In 2022, Possible customers saved on average $470 in fees charged by traditional industry competitors. Savings based on the maximum fees Possible could have charged, including late fees, insufficient funds fees, etc. Results will vary.

**The Possible Card membership fee is $8/month for a $400 credit limit and $16/month for an $800 credit limit.

Possible Card is issued by Coastal Community Bank pursuant to its license with Mastercard® International Incorporated. Terms are subject to eligibility. Possible Financial Inc.© 2024 (NMLS #1697898), PO Box 98686, Las Vegas, NV 89193. [phone]. For Possible Card support: [phone]

Ratings and reviews

Update: This app used to be one of the best for a quick and easy loan. Wasn't super invasive and had manual bank input. now they use a program, and if your bank where you get direct deposits isn't in that system, oh well. the credit increase bumps used to be great. I used to recommend this to everyone who was worried about being rejected, but now this is just another app with hoops to jump through. it doesn't even take into account loans you've already had and paid off just fine anymore.

I've used them many times in a needed pinch. There was some difficulty when I changed my address, so I stopped using them for a while. Finally got things figured out after denial, after denial. Not a clue what the issue was since it was just an address change and nothing else, but most of the time, customer service was just going in circles. So, 3 generous stars for all the noise before I could get it to work again. It's gotten more expensive since my last time. I'm not sure it's worth it now.

UPDATED Review!! I use this app often when I need an extra boost to cover until payday or if I need a couple hundred bucks to cover bills or emergencies. the app lets you reschedule the payments from time to time which really does help, helps your credit score, in the big Pic its really helpful at least for me it its.

What’s new

Small improvements and bug fixes