Bolster: Get Your Credit Right

Contains adsIn-app purchases
4.1
2.17K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Bolster brings together the power of credit building, error disputing, and financial insights—in one free app built to challenge outdated money systems and boost your credit.

Bad credit? No credit? Doesn’t matter.
Bolster’s credit builder tools give you three powerful, no-credit-check options for reporting positive payments to all 3 credit bureaus to grow your credit history:

–Credit Gladiator:
Build up to $10,000 with 2 credit builder accounts for the ultimate credit boost.
Made for serious borrowers prepping for mortgage pre-approval, auto financing, or major life moves.
Perfect for anyone who needs a serious credit score, fast.

–Credit Maximizer:
Build up to $4,000 with 2 credit builder accounts.
Made for anyone who’s done getting overlooked and undervalued.
Perfect for anyone bouncing back from a credit dip.

–Credit Kickstart:
Build up to $1,500 with 1 credit builder account.
Made for students, recent grads, or anyone new to the credit game.
Perfect for first-time credit builders starting from zero.

Dispute Credit Errors in Minutes
1 in 3 credit reports have mistakes. Bolster guides you through your credit report and the dispute process with no need for expensive credit repair subscriptions, calls, lawyers, or lengthy letters to creditors. We make credit disputes on TransUnion fast and free. You can choose to send them to Equifax and Experian for an additional cost.

Spending + Savings Insights
Bolster breaks down your spending habits so you can make smarter moves with every dollar.

Personalized, Real-Time Guidance
Get alerts, credit tips, and tailored product recommendations based on your financial data—automatically updated, always secure.

What Makes Bolster Different?

You’re in control. Always.

No hidden fees. Ever.

Backed by TransUnion + Plaid. Secure. Reliable. Trusted.

Cancel anytime. No games.

Real Progress. No Gimmicks.

Whether you're rebuilding after life hit hard or starting fresh, Bolster is the app that says yes when the old system says no.

Download Bolster and start building your financial future—your way. Get our all-in-one credit builder and fixer app today.

Terms & Conditions: https://bolster.co/terms-of-service
Updated on
Mar 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
2.14K reviews
Youdont Knowme
January 28, 2026
BEWARE....THEY ARE THEIVES. I transferred $9565 when I opened my account with them and the next day it disappeared and left only the credit builder account. No response to emails I've sent and the phone number for their banking partner, Upwardli, used to have somebody on the other end of the line but now says there's no support agents available to take my call. Smells like an exit scam. THEIVES
7 people found this review helpful
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Bolster Technologies
January 29, 2026
We’re sorry to hear this was your experience. A temporary review is in progress with our banking partner due to a surge in card applications. Some users may see limited card access during this time. We're working together for a fast resolution. Support volumes are higher than usual, but we’re working through requests and appreciate your patience.
Julie C (Scarlet Blaise)
June 4, 2024
I have installed this app twice now and can not login to finish account setup. I sign-in, it goes to the next page to enter personal information to retrieve the credit report, I enter the information, hit submit, and it goes back to the opening screen of the app. It has done this repeatedly both times I've installed it. I would probably rate much higher if I could ever actually utilize the app/service
34 people found this review helpful
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Bolster Technologies
June 6, 2024
We apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at support@bolster.co so that we can look into your case. This might be affecting other users and we want to make sure it gets solved. Thank you Scarlet.
Morgan Richardson
February 4, 2026
STAY AWAY IF YOU VALUE YOU HARD EARNED MONEY! They took $10k from my account and said I closed my card when I did no such thing. And if that was really the case, the closing of my account, then why haven't I received a check for my funds in the account at closing?! I can't even get them to reply to an email and it's been a month now. but I bet they reply to this review with the repeated excuse that they are under review with their banking partner. FOR OVER A MONTH! Just a joke. Stay far away!!
2 people found this review helpful
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Bolster Technologies
February 5, 2026
Hi Morgan, we’re sorry for the frustration this has caused. We understand this may be concerning for you and want to help resolve it. Our team will prioritize reviewing your case and providing an update for you. Please email support+androidreview@bolster.co with your account details so we can look into this.

What’s new

In this update we've made some improvements and squashed some bugs to make our app even better for you.