3.4
3.01K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Privacy Virtual Cards give you financial security every time you pay online. Mask your real debit or credit card information and protect your online payments from fraud, overcharging, hidden fees, and forgotten subscriptions. Join over 250,000 users who have saved millions by using Privacy Virtual Cards to take control of their spending and improve their payment security.

Getting started with Privacy is simple: create your account, verify your information, securely link your bank account or debit card, and generate your first virtual card in seconds. Start shopping online with confidence and enjoy the extra layer of protection that Privacy provides against card theft and fraud.

How Privacy Virtual Cards Protect You

- Protect your real financial information: Privacy Virtual Cards mask your debit card or bank account details, helping safeguard your financial security from theft, breaches, and fraud.

- Create cards that make safer online payments the default: Our cards automatically "lock" to the first merchant they are used at, so if the merchant is ever breached, the card number can never be used anywhere else. You can also create one-time-use cards that automatically close after a single transaction.

- Enjoy advanced payment controls for customized protection: Set custom spending limits to block hidden fees, prevent overcharging, and manage subscriptions. If a charge exceeds your virtual card’s limit, it will be automatically declined, giving you greater control and financial security.


- Real-time monitoring and control: Get instant notifications whenever a Privacy Virtual Card is used. Easily pause, unpause, or close cards anytime with one tap for ultimate flexibility in managing your online payments.

How Much Does Privacy Cost?

Privacy’s core product is free to use and has no fees for domestic transactions. Like other card companies, we generate revenue from merchant fees. We don't and will never sell our customers' data.

At Privacy, keeping your information secure is our top priority. You can review our security policies at privacy.com/security.

Where Can I Use Privacy?

Privacy Cards can be used online and in person (where contactless payment is accepted) at most merchants that accept credit and debit cards.

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Read about us in Forbes, Wirecutter, and The Wall Street Journal!

For support, questions, or more information, please contact us at support@privacy.com.
Updated on
Dec 8, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
2.96K reviews
Wing987
November 1, 2024
Get this! Even if you do not find that you use it regularly, which is highly unlikely after you try it for a while, this will save your skin and provide peace of mind. We have all found that one item that we want but do not trust that the vendor is safe, so we skip it. This allows you to take the risk but ONLY risk the value that you set. There are MANY more use cases, but the safety layer added to my purchases is irreplaceable. I use the premium, but free works for most people.
36 people found this review helpful
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Pay With Privacy, Inc.
November 25, 2024
Thanks for your kind feedback and support!
Rob L
December 6, 2024
The app and service provided works great when it works. When it doesn't, you better buckle up for an experience. Customer support is only available via email, and the responses tend to be repetitive and not ever truly fix the issues. I've been using it for years and I can say they offer a great service BUT I wish they would provide more self-help options on their website for issues instead of the pitiful customer support they offer.
35 people found this review helpful
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Pay With Privacy, Inc.
December 13, 2024
Thank you for taking the time to share your feedback. We understand how frustrating it can be to contact support for certain issues. That’s why we’re prioritizing the development of more self-serve solutions for common in-app problems in 2025. We appreciate your patience and hope you’ll stay with us as we work to improve!
R. Savola
October 30, 2025
I've used this app for a number of years. Now, unsecure at best. Something has changed. Single-use credit cards are used on multiple occasions after they've been closed. Clearly, a security issue. I've attempted to get it fixed on multiple occasions with zero results. If this can be done with a single use card, it can also be done with any closed card
12 people found this review helpful
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What’s new

Bug fixes and improvements