FloatMe: Fast Cash Advance App

FloatMe

About this app

FloatMe is an Earned Wage Access app to help you borrow, manage, and save money. With no credit check, no interest, and no hidden fees, just repay when your paycheck lands on payday or when you can afford it.

HOW TO GET CASH
• Need an advance? To request a cash advance and become a member, simply connect your bank account.
• No credit check or interest (0% APR).
• No mandatory minimum repayment period.
• No mandatory maximum repayment period.
• Pay later with your next paycheck or when you can afford it.
• First time approval up to $50. Existing members up to $100. Not all members will qualify and many will not qualify for the maximum amount right away.
• Get financial help when you need quick cash between paychecks.

BUDGETING
Explore simple money tools like the cash flow calendar for a smart view of your paycheck budget and bills. Estimate your available balance based on recurring expenses and projected paydays, helping you stay on track and avoid overdraft fees. With low balance alerts, we'll let you know when your money is getting low, to help avoid those pesky overdraft fees.

PERSONAL LOAN OFFERS
Need to borrow $500 or more? Get instant personal loan offers from our lending partners. Compare personal loans, choose one that fits your current needs & get money fast.

MARKETPLACE
Discover easy ways to earn money, like online surveys and explore financial products from our partners.

SECURE
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards.

MEMBERSHIP
* Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed after a 7-day trial period every month unless canceled. You can cancel anytime in-app or by contacting our support team at [e-mail]

Questions? You can contact us through our support portal at www.floatme.com/support

** Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $4.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no minimum or maximum time for repayment. This is a non-recourse product, not a personal loan, and you will not be charged interest, late fees, or be subject to collections activities. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $1-$7.

Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55.

Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents.

FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

Privacy Policy: https://www.floatme.com/privacy-policy
Terms & Conditions: https://www.floatme.com/terms

FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

Ratings and reviews

This app started out good but, it's irritating now. I got three $20 advances, paid them back with the fee and the monthly fee. Went to get another advance and was told I wasn't approved. Came back the next pay period still the same thing and was still getting the monthly fee taken out. The app doesn't update with your bank and instead tried to get me to "play games" or do surveys to get less than a dollar!

I signed up and was charged the membership fee. I tried to make my first withdrawal of $20, which is the max you are allowed starting out. I kept getting denied, and customer support said it's because of data points and stuff that the system determines your eligibility. Still can not withdraw any amount, but they didn't have any issue withdrawaling my membership fee so I'm paying for a service I can't use.

I'm still be charged for a monthly membership that I canceled-30 minutes into a 3 day free trial-because the app was unavailable for me. I couldn't tell you what features this app has or doesn't. Or if the Float feature even exists. All the page were extremely blurred, couldn't see anything which was why I canceled so early into the free trial. That was last year. My bank account is STILL BEING CHARGED for the monthly membership that I had canceled. And app/features are still unable to access.

What’s new

Journey to higher float amounts, easy-to-use budgeting tools and more!