2.6
847 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Credit card that operates from this app 100% digitally. Make both virtual and in-person purchases and accumulate 1% Cashback unlimitedly.

iO is a new product from BCP. It is a Visa Credit Card with ZERO membership costs, no conditions. You can manage and request your physical card along with everything it offers you from your cell phone wherever you are.

How does it work?
1. Create your account in the app to find out if you can purchase the card.
2. Validate your identity with biometric analysis of your face and verify your ID in the same app.
3. Once the registration process is finished, you will have your iO Virtual Card ready.

What does iO offer you?

- ZERO Membership: You will not have to pay any membership costs, without minimum consumption or other conditions.
- Cashback: We return 1% of the money from your consumption unlimitedly. Accumulate it and use it to pay your iO card.
- Benefits: In the app you will find exclusive iO benefits with great discounts in restaurants, Delivery, stores and much more.
- Physical card: Request your physical card from the app to make purchases in stores or businesses in person.
- PIN: As an extra layer of security, your physical card uses a PIN code to confirm your in-person purchases, which you can change from the same app.
- Security: Your security is our priority, you are the only owner of your data. In the app you can configure your iO card to activate or deactivate it whenever you see fit.

24/7 Support: In the app you have a help chat at your disposal with iO Experts always ready to help you when you need it. In addition, you can also contact the Call Center or WhatsApp to block cards.

We are a new product that is seeking to give our users the best financial experience. We work every day to continue improving what we offer based on your comments and to keep you informed about the news we have.

Jiron Centenario 156 La Molina - Lima - Peru
Updated on
Nov 6, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.6
837 reviews
Victor Gimenez
October 2, 2024
pesima app solo admite DNI.
1 person found this review helpful
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Banco de Credito del Peru
October 15, 2024
¡Hola, Victor! Seguimos trabajando mes a mes para poder recibir a nuestros clientes extranjeros lo antes posible. Síguenos en tu red social favorita para mantenerte al tanto de los próximos lanzamientos. ​ ¡Gracias por querer ser parte del círculo! 💙
Christian Reategui
September 20, 2024
Arreglen su captcha hay que pasar como 8 mosaicos de imágenes para validar que soy humano es el colmo.
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Banco de Credito del Peru
September 23, 2024
Christian, lamentamos escuchar que hayas tenido algún inconveniente con nosotros. Estamos comprometidos en darte siempre lo mejor. Es importante revisar tu caso, por favor, comunícate con nuestra central al (01) 644 1010, donde estamos las 24 horas del día disponibles para atenderte. ¡Estaremos encantados de ayudarte! 💙 👨‍💻
Diego Ruiz
August 14, 2024
Excelente, deberían ser 2 descuentos por cliente en tanta, urgente
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Banco de Credito del Peru
August 18, 2024
¡Hola, Diego! Valoramos mucho tu feedback porque nos permite encontrar oportunidades para seguir trabajando en co-crear con nuestros clientes una nueva experiencia financiera. Si tienes alguna sugerencia o comentario adicional, por favor no dudes en comunicarte con un Experto iO al 01 644-1010.

What's new

Esta actualización permite comprar en dólares y soles, con pago en la misma moneda. Facilita el control de gastos y evita tasas de cambio desfavorables para los usuarios