4.2
11.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Komo is an exclusively digital banking service that helps you save smarter, grow your money, and manage your finances with high-interest savings, seamless transfers, bills payment, EastWest Rural Bank account linking and in-app loan application onboarding.

Secure Your Savings
Komo is backed by EastWest Bank and your deposits are held with East West Rural Bank, a member of PDIC and regulated by the BSP. This means your money is insured with the PDIC for up to P500,000.

Grow Your Money
Open a savings account in minutes and enjoy up to 2.5% interest per annum with no minimum deposit or maintaining balance. You can even track your daily interest earnings on the app!

Control Your Money
Do what you want with your money without paying unnecessary fees. With Komo, you can customize your insurance plan, transfer money to other banks, pay bills, and even withdraw cash for free!

Say #HeyKomo
All users are welcome to ask all their money related questions to make money management easier. With #HeyKomo, we'll help you understand why we need to save early on, set-up an emergency budget, or why they need insurance. So if you ever find yourself confused about personal finance and money management, we're just a hey away! Send us your money management questions over to hey@komo.ph

Learn more about Komo or contact us through the following links:
Website - https://www.komo.ph/
Facebook Page - https://www.facebook.com/KomoPH/
Community - https://www.facebook.com/groups/KomoPH/
Twitter - https://twitter.com/KomoPH
Instagram - https://www.instagram.com/KomoPH/
Email - support@komo.ph
Hotline - +63288881777
Updated on
Oct 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App info and performance
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
11.7K reviews
dod3334
September 10, 2025
The app is good , but their customer service is lacking. For example, if you step into one of EW Rurals branches to cash in or deposit, they are not able to assist and tell you that over the counter deposits are not allowed. Aside, deposit interest is low, and they will charge you if you fall below maintaining balance. Overall, PalawanPay, Gotyme, and Mayabank are still better. I am closing my account.
Did you find this helpful?
EastWest Bank
September 22, 2025
Hi dod3334! We're sorry to hear about the issue with your account. To help resolve this, please contact our support team via email at support@komo.ph for a thorough investigation. Alternatively, you can reach us by phone at (02) 8888 1777, available daily from 6AM to 11PM. We'll get back to you as soon as we can. Thank you!
Renz Targa
September 25, 2025
Avoid this bank. They will lock you out of your funds for no good reason. I was a verified user since 2020. Last week, I was forced by the app to update my information, so I did. The app won't let me in while they review my updated information, locking me out of my own money for no good reason. The app said it will only take 2 days. It took 5 days and an email from me before I was able to access my funds again. I moved all of my money out as soon as I can.
20 people found this review helpful
Did you find this helpful?
EastWest Bank
October 8, 2025
Hi Renz! We're sorry to hear about the issue with your account. To help resolve this, please contact our support team via email at support@komo.ph for a thorough investigation. Alternatively, you can reach us by phone at (02) 8888 1777, available daily from 6AM to 11PM. We'll get back to you as soon as we can. Thank you!
imelda valencia - arapol
October 6, 2025
The app is good for convenience. But unable to withdraw on the ATM booth and even online. I've tried many times, but still unsuccessful. Pls fix it. Thank you.
Did you find this helpful?
EastWest Bank
October 8, 2025
Hi imelda! We're sorry to hear about the issue with your account. To help resolve this, please contact our support team via email at support@komo.ph for a thorough investigation. Alternatively, you can reach us by phone at (02) 8888 1777, available daily from 6AM to 11PM. We'll get back to you as soon as we can. Thank you!

What’s new

What's New:
1. Various app crash and bug fixes
2. UI/UX Enhancements