Spot Money | Mobile Payments

3.4
1.61K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Get ready to supercharge your money with Spot! Spend, get paid & get rewarded all in one app.

šŸ’ø Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro ā€“ EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!

šŸ¤‘ Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!

šŸ’³ Go global with a debit card
Rest easy, your transactions are secured by Mastercard's top-notch security.

šŸ’Ŗ No sneaky transaction fees ā€“ we keep straightforward.
Spend with the Spot app or debit card without extra charges.

šŸ¤ Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.

šŸ™Œ Say goodbye to monthly account fees ā€“ we believe in free banking.
With Spot, enjoy up to 8 free transactional accounts, all 100% free.

šŸ‡æšŸ‡¦ All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We're cool like that.

And there's more to explore! Spot Money is your gateway to hassle-free financial management. It's brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.
Updated on
Jun 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
1.58K reviews
Heston Mabedi
June 9, 2024
Slow responses from assistants. I've been trying to open an account and I sent documents through, but it's been weeks and all I've been told is that my documents are in review. If the service is already this bad, I can't imagine what'll it be like when/if I eventually start using it fully. This is so frustrating and it defeats the entire purpose for the app. I would rate it 5 stars but it's so so so frustrating. I mean at this moment when I try to log in,i get a login error message. This sucks!!
9 people found this review helpful
Did you find this helpful?
Spot Money
June 10, 2024
Hi Heston! We sincerely apologize for the trouble you've had with our app thus far. Upon looking into the verification process on your account, we noticed that your passport scan has yet to be completed. Please log into your account to complete that process. Once done, kindly send us your permit at KYC_FICA@spotmoney.com
Ayanda Jantjies
June 16, 2024
So I've been using the app for a few months, and I'm enjoying the experience but a few things they can improve on ... can we get in app notification because we never know if we received payment or have made(a deduction )payment... also, the tap to pay doesn't work on all card machines... Lastly, when we receive payment, can we get a prompt or something that shows who it's from because it just says bank transfer
Did you find this helpful?
Spot Money
June 19, 2024
Hi Ayanda. Thank you for your feedback! When someone pays you via EFT you receive a notification via email. When you pay someone it is reflected in your transaction history. You can also generate a proof of payment from the App. If you need help with anything, reach out to us by tapping "Get Help" in the App or via email at help@spotmoney.com.
Liso
June 16, 2024
I'm currently trying to sign up, trying to create a 4-digit pin, and for some reason, the "Next" button seems to not be working. Please help. [Edit] I uninstalled then reinstalled the app, and even after I set a new pin, it keeps saying "Login error".
Did you find this helpful?
Spot Money
June 18, 2024
Hi Liso. We apologize for this experience. Could you kindly send us a screenshot at help@spotmoney.com so that we can better understand the problem you encountered? We would like to get this issue resolved for you as soon as possible. We sincerely thank you for your patience and understanding whilst we look into this for you.

What's new

New Feature: Simplified Registration
- We are excited to announce the release of our new simplified onboarding experience. This streamlined process is designed to make getting started with our platform faster, easier, and more intuitive.

- Quick Sign-Up: reduced the number of required steps for initial registration, allowing new users to sign up easily, link a credit/debit card to start transacting and have access to limited features.