iMobile : Loan, Banking App

ICICI Bank Ltd.

Mayelana nalolu hlelo lokusebenza

I-iMobile uhlelo lokusebenza olusemthethweni lwe-ICICI Bank lwe-Mobile Banking oluhlinzeka ngamasevisi angama-400+ webhange.

Ifinyeleleka kuwo womabili amakhasimende e-ICICI Bank kanye namakhasimende angewona awe-ICICI Bank ngokuthola Imalimboleko, ukuphatha ama-Savings Accounts, ukudlulisa izimali, ukuphatha Amakhadi, kanye nokutshalwa kwezimali. I-iMobile ikulethela amandla e-Net Banking kutholakale kalula!

I-iMobile inikeza:

📍Imalimboleko Esheshayo Njengemalimboleko Yomuntu Siqu, Imali Ebolekiwe Yasekhaya, Imalimboleko Yezimoto nokunye
📍I-akhawunti Yokonga Yedijithali Ye-inthanethi
📍Faka isicelo samakhadi esikweletu
📍Open Fixed Deposits(FDs), Recurring Deposits (RDs) noma iWish Deposits
📍Skena Amakhodi e-QR ukuze uthole Izinkokhelo ze-UPI ezilula
📍Izinkokhelo zamahhala zensizakalo nezinkokhelo zikagesi
📍Ukushajwa kabusha kweselula oku-inthanethi okusheshayo, isevisi ye-DTH, nokushajwa kabusha kwe-FASTag.
📍Ukubhukha indiza, isitimela, namahhotela

Nge-iMobile, ungajabulela izinzuzo ezilandelayo:

✔ Amakhadi esikweletu e-RuPay agunyazwe kusengaphambili:

I-RuPay Credit Card inikeza ukufinyelela okusheshayo ezinzuzweni ze-RuPay, evumela izinkokhelo ezingenazihibe nemisebenzi ye-UPI.

✔ Phatha amakhadi amaningi:

Nge-iMobile, ungaphatha Amakhadi amaningi njengamakhadi edebhithi, amakhadi esikweletu, namakhadi e-Forex. Ungakwazi futhi ukukhokhela izikweletu ze-Credit Card kwamanye amabhange, ngokuhlela izikhumbuzi zezinsuku eziwumnqamulajuqu.

✔ Ukutshalwa kwezimali kwenziwe kwaba lula:

I-iMobile inikeza isixazululo esingenazinkinga sokutshala imali nokumaketha kwamasheya. Ungakwazi futhi ukutshala izimali ezinhlelweni ezahlukene ze-Mutual Fund, ngaphandle kokuvula i-Demat Account.

✔ i-iScore & Zitholele:

Sebenzisa isici esithi 'Discover' ku-iMobile ukuze ubuyekeze imali engenayo nezindleko zakho. Isici esithi 'Isabelomali' sikusiza ukuthi udale futhi uphathe ibhajethi, okukuvumela ukuthi usebenzise ukuziphatha kahle kwezezimali.

✔ iFinance: Wonke ama-akhawunti akho asebhange endaweni eyodwa:

Nge-iFinance, zizwela indlela entsha nentsha yokubuka wonke ama-Akhawunti akho Ebhange endaweni eyodwa. Buyekeza iholo lakho kanye nezindleko kalula.

✔ Vula imiklomelo yakho nezipesheli eziqondene nawe:

Zuza Amaphuzu Omvuzo futhi uthole imititilizo ekhethekile ngokwenza imisebenzi noma ukukhokha izikweletu zezinsiza ngekhadi lakho lesikweletu.

✔ Isaziso esenziwe ngokwezifiso:

Thola izibuyekezo mayelana nezikweletu zakho, Amakhadi, Imalimboleko, Ama-akhawunti Ebhange nokuningi.

✔ I-SmartLock:

Lawula ukufinyelela kumasevisi asebhange afana ne-Net Banking, i-UPI, namakhadi esikweletu nawedebhithi ngokuswayipha okukodwa.

✔ I-Global UPI:

Amakhasimende e-NRI angakwazi ukwenza izinkokhelo ze-UPI ngenombolo yawo yeselula yamazwe ngamazwe.

✔ Usizo lwe-Chatbot:

Jabulela usizo lwe-chatbot engu-24x7 nge-iPal.

Amaphuzu avelele emalimboleko yomuntu siqu:

● Inani Lemalimboleko: Ubuncane ( ₹25,000/-) ukuya ku-Max (ngokokufaneleka)*.
● Isikhathi Sokukhokha: Izinyanga eziyi-12 kuya kwezingu-72*.
● Izinga Lenzalo liqala ku-10.80% p.a.p.m*
● Izinkokhelo Zokucubungula eziqala ku-Rs. 3,999*

Isibonelo: Ngenani elingu- ₹5 Lakh elibolekwe Ngenani Lenzalo elingu-11.00% izinyanga ezingu-60, inani elikhokhwayo lizoba ngu-: ₹10,817 p.m.

Isamba esizokhokhwa ngemva kweminyaka emi-5 sizoba ngu- ₹ 6,52,273/- lapho inani lenzalo lizoba ngu- ₹1,52,273/-

*Qaphela: Imigomo Nemibandela iyasebenza.

Okunye okunikezwa yi-ICICI's iMobile : Amakhadi Akhokhelwe Ngaphambili we-Forex, Amakhadi Abangane, ama-SIP, Izicelo ze-IPO, Thepha ukuze Ukhokhe, Skena ukuze ukhokhe, Khokha Ukuze Uthinte, PPF(Isikhwama Sokuhlinzeka Ngomphakathi), NPS(Uhlelo Lukazwelonke Lwempesheni), Imalimboleko Yegolide, Amabhondi Egolide , Umshwalense Wesikhathi Sokuphila, Ikhava Yomdlavuza, Ikhava Yezempilo/Yokuhamba/yeMotor, amahora angama-24 iTop Up, PayLater.

Izimalimboleko Ezigunyazwe Ngaphambili: Ukudluliswa Kwebhalansi Yemali Ebolekiwe Yasekhaya, Imalimboleko Yezemfundo, Imalimboleko Eqhathaniswa Nempahla, Imalimboleko Yempahla Yezohwebo, I-Consumer EMI, I-Consumer EMI, I-Overdraft Yemalimboleko Yekhaya, I-Insta FlexiCash Loan, I-Personal Loan ekhadini lesikweletu.

Nganoma yimiphi impendulo, imibuzo noma izinkinga eziphathelene ne-iMobile App, sicela ubhalele [e-mail]

Yini entsha

1. SmartLock feature to lock/unlock digital service at a click.
2. Manage top spends and much more for the month with discover "Snapshots"
3. Now customers can able to view/download general insurance policies & renew the HS360
4. Pay via UPI using the registered Indian and international mobile number(s) from AU, CA, HK, OM, QA, SA, SG, UAE, UK & USA
5. Now customers can open additional NRE/NRO accounts through iMobile
6. Bug Fixes and Improvements