RaiPay

Raiffeisen Digital Gmbh

About this app

Welcome to the modern payment age!

With RaiPay you have all your debit and RBI credit cards in one app and can easily and securely pay and much more.

The RaiPay functions at a glance:

Simply pay contactless
Contactless payment (NFC) and withdrawing cash with the Android smartphone

Send money from person to person
With this function, you can send money quickly and conveniently to a desired Austrian recipient card (debit and/or credit card). For the first time, add the recipient card using NFC and enter the name. Everything is saved for next time.
No registration of the payee is required.

Digital map display
RaiPay offers you a simple and clear overview of all your digital cards in payment wallets and connections to online retailers or subscription services. These can be displayed directly in the app.

Use digital customer and advantage cards
With the loyalty function, you have all your customer cards available in RaiPay at all times. To digitize, scan the physical loyalty card or type in the barcode number.

Ratings and reviews

Works about 90% of the time, but often it hangs and I need to use my physical card - so I still need to carry my wallet with me all the time. It's also quite slow, I need to start the app about a minute before the payment - but then sometimes it times out without warning. Storage of loyalty cards is a nice feature.

The app crashes way too often and i have to uninstall and install it again which is really unpleasant and time consuming when i only have my phone to pay and have to set up the whole app again because it won't open, none of my mutuals experienced problems like this and it's not because of my phone or anything like that. Apart from that the app is practical

I have no clue why should I disable developer options on Android in order to use this new NFC payment app - when ELBA-pay and (for example) my favorite ocean blue accent color can live side by side peacefully. More and more restrictions on Android is something I don't need. Edit: with the new update it works flawlessly. So there's no reason for the two-star rating anymore.

What's new

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