3.69K reviews
Content rating
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About this app

Welcome to the modern payment age!

With RaiPay you have all your debit and RBI credit cards in one app and can easily and securely pay and much more.

The RaiPay functions at a glance:

Simply pay contactless
Contactless payment (NFC) and withdrawing cash with the Android smartphone

Send money from person to person
With this function, you can send money quickly and conveniently to a desired Austrian recipient card (debit and/or credit card). For the first time, add the recipient card using NFC and enter the name. Everything is saved for next time.
No registration of the payee is required.

Digital map display
RaiPay offers you a simple and clear overview of all your digital cards in payment wallets and connections to online retailers or subscription services. These can be displayed directly in the app.

Use digital customer and advantage cards
With the loyalty function, you have all your customer cards available in RaiPay at all times. To digitize, scan the physical loyalty card or type in the barcode number.
Updated on
Sep 7, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.66K reviews
Mirko Jurisits
September 14, 2023
Works about 90% of the time, but often it hangs and I need to use my physical card - so I still need to carry my wallet with me all the time. It's also quite slow, I need to start the app about a minute before the payment - but then sometimes it times out without warning. Storage of loyalty cards is a nice feature.
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Raiffeisen Digital Gmbh
September 18, 2023
Hallo Mirko, vielen Dank für dein Feedback. Solltest du noch Hilfe benötigen, so wende sich bitte an unsere Kollegen in der ELBA-Hotline. https://www.raiffeisen.at/de/online-banking/login/hotline.html.
June 26, 2023
The app crashes way too often and i have to uninstall and install it again which is really unpleasant and time consuming when i only have my phone to pay and have to set up the whole app again because it won't open, none of my mutuals experienced problems like this and it's not because of my phone or anything like that. Apart from that the app is practical
4 people found this review helpful
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Raiffeisen Digital Gmbh
June 26, 2023
Hello! We would like to analyze your problem in more detail. Please contact our colleagues in the ELBA hotline. https://www.raiffeisen.at/de/online-banking/login/hotline.html. This is the fastest way to help you.
Olivér Vanyur
June 24, 2022
I have no clue why should I disable developer options on Android in order to use this new NFC payment app - when ELBA-pay and (for example) my favorite ocean blue accent color can live side by side peacefully. More and more restrictions on Android is something I don't need. Edit: with the new update it works flawlessly. So there's no reason for the two-star rating anymore.
13 people found this review helpful
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Raiffeisen Digital Gmbh
June 27, 2022
Danke für deine Aufwertung der Sterne :)

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