Deferit: Pay bills in 4

Deferit

About this app

Budget and pay any bill with no interest or late fees. Simply upload a bill, choose how much to pay, and we pay it for you. You pay over time in 4 simple installments!

Move payments and stay on top of your bills all from within the app.

Split bills in 4:
- Simply take a photo, screenshot or add a file.
- Select the amount to pay your biller.
- We pay them the full amount upfront
- You pay back over time in installments!

Save money on your bills:
- Pay less for the same service across internet, phone, TV and more.
- Our team of account experts negotiate with your biller.
- If we can't save you money you don't pay anything.

Build your credit history with any bill payment:
- Most bill payments go unreported, we've changed that.
- Pay any bill as you normally would through the Deferit app.
- We report the payment to the three major credit bureaus.
- Building credit history can attract lower rates on loans and more.

Get started today and join a community of over 500,000 Americans using Deferit to take power over their bills.

The Deferit “Split bills in 4” feature is available in all states except for Delaware, Idaho, Indiana, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Rhode Island, South Dakota, Washington and Wisconsin. Split bills in 4 is subject to eligibility and a down payment may be required. The Credit Builder feature, Bill Savings and our bill management platform are available in all states.

Deferit charges a monthly membership fee of $14.99. No lock-ins. All card payments are subject to a processing fee of $0.99.

Ratings and reviews

I have to pay 14.99 a month to use this service? You have lost your mind. I have 3 apps on my phone which I can split ANY purchases including bills for absolutely 0 dollars. They charge a small fee of 4.99 finance charge but that is it and y'all want 15 a month to only pay bills? That's ridiculous. No thanks. People you do realize there are way better installment apps out there right? Klarna, zip, after pay etc ... All of them do exactly the same thing WITHOUT a monthly fee.

In all honesty, this app has had ups and downs. Having several payments decline during auto payment wasn't pleasant and the customer service aspect is not where it needs to be, frequently sending a robo email stating high frequency of calls. However, the concept is absolutely AMAZING! When it hits, it truly hits. I've used it for years and it's truly a refreshing way to pay bills not having to pay a lump sum in any given month. I'm overall thrilled with the app.

Deferit is an absolute game-changer! This program has completely transformed the way I manage my bills. The convenience of being able to split my payments into four manageable installments has relieved so much financial stress. Not only does it make budgeting a breeze, but it also gives me the freedom to pay my bills without sacrificing other essential expenses. Deferit has truly revolutionized the way I approach my finances, and I couldn't be more grateful for the peace of mind it has brought i

What's new

This release contains performance improvements to keep everything running smoothly.