145 reviews
Content rating
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About this app

Welcome to CoolCredit – Your DIY App for Credit Repair!

Why Choose Cool Credit For AI Credit Repair

Envision an app that not only monitors and repairs your credit report but also empowers you with the knowledge to sustain it. CoolCredit is that DIY app – a seamless integration of artificial intelligence, credit monitoring, expert advice, and a wide library of educational resources, all dedicated to one goal: elevating your financial well-being.

Key Features:

• Real-Time Credit Monitoring: Stay updated with your credit score and report, at any time, any place. Our monitoring tools are your first line of defense against credit inaccuracies.

• DIY Credit Repair: Take control & improve credit with unlimited access to easy-to-use credit repair tools. CoolCredit puts the power in your hands to fix credit issues efficiently.

• Expert Assist: For the moments when you need a bit more guidance, our Expert Assist feature is here to help with specialized support for seamless financial planning.

• Educational Resources: Expand your credit knowledge with our comprehensive educational courses, designed to help you understand and navigate the complexities of credit management.

• Seamless User Experience: Enjoy a sleek, intuitive interface that makes managing your credit not just easy, but a genuinely pleasant experience.

• Utmost Privacy: Your data’s security is our top priority. Rest assured, with CoolCredit, your personal information is protected with the highest level of encryption and privacy standards.

Your Financial Goals, Achieved.

Whether you're aiming to improve your credit score, purchase a new home, secure a personal loan, or just financial peace of mind, CoolCredit is your partner in making those dreams a reality. Our app is perfect for everyone – from those just starting their credit journey to seasoned individuals looking to maintain their financial wellness.

Join the Cool Credit Community

• Connect: Engage with a community of users who share your financial goals.
• Support: Our dedicated team is here to ensure your journey with CoolCredit is successful.
• Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies.

Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here!

Download CoolCredit Today!

Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan. Turn off auto-renewal anytime through iTunes.

Terms of use:-
Privacy policy:-

Useful for: Credit Repair | Credit Score | Financial Planning | Credit Monitor | Credit Improvement | Credit Report Analysis | AI Credit Repair
Updated on
May 27, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

139 reviews
Mary Phillips
January 11, 2024
This is the very best app I've found to assist me in the improvement of my credit score. I appreciate how this app educates me on every different situation. What letter to write and even how long to wait before writing again. I've never understood the process so clearly before coolCredit
52 people found this review helpful
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Cool Credit
January 12, 2024
Thank you so much for your positive review Mary! We're thrilled to hear that you had a great experience. Your kind words mean a lot to us, and we look forward to serving you even better in the future.
Daniel Canfield
April 25, 2024
96 a year that most other apps give for free and still have to pay for letters to be sent...19 bucks each time
1 person found this review helpful
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Cool Credit
April 30, 2024
Thanks for the feedback! CoolCredit has FREE DIY dispute letter generation. There's an option to pay if you request a personal review (Expert Assist) and mailing of your letter. An optional subscription unlocks more features such as credit monitoring, more dispute submissions, at a low price. Questions? Write us at
Joseph “Trent” Vines
January 11, 2024
I think they're def better than credit karma or sesame if you pay. if you're hunting the best free credit app this prob isn't the best but if you are planning to pay a little it goes the furthest for the money for sure
56 people found this review helpful
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Cool Credit
January 15, 2024
Dear Joseph, We're delighted to hear about your positive experience! Your success is our victory, and we're here for any further assistance you might need during your credit journey. Thanks for trusting CoolCredit!

What's new

We're thrilled to introduce a groundbreaking feature in our latest update! Now, you can easily analyze your credit bureau responses.
• How it works: Snap a Picture: Simply take a picture of your credit bureau response letter.
• Let AI Work its Magic: Our powerful AI will analyze the letter for you.
• Bug Fixing and Improvement.