54 reviews
Content rating
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About this app

CoolCredit is an affordable DIY AI-assisted credit repair and monitoring app. The CoolCredit app will guide you through your credit analysis, and the credit repair process, and provide AI-generated repair letters. However, if anything gets too complex or time-consuming, our team is ready to take over at a moment's notice!

Embrace the exciting path to financial freedom by taking complete control of your credit health and unlocking the score you truly deserve. Our DIY app makes it easy to navigate the complex world of credit repair effortlessly.

With just a few clicks you can access your credit scores from all three major bureaus (Experian, Equifax, & TransUnion) and uncover the factors influencing your credit. Discover the exact steps needed to push your score forward and achieve remarkable results. With our ready-to-use dispute letter templates on hand, you'll witness undeniable changes in your credit profile.

Hey, that's not all! Stay in the driver's seat of your financial journey with our AI-powered monitoring system. Gain peace of mind as timely alerts keep you informed every step of the way, ensuring you never miss a beat.
Here's what sets us apart:

Affordability: CoolCredit is actually affordable. Unlike other credit repair companies who charge hundreds of dollars to remove just ONE item from your credit report, the CoolCredit app lets you repair an unlimited amount of items for one low monthly price.

Privacy: Having low credit is bad enough, but having to talk to a stranger about it is worse. With the CoolCredit app, you don’t have to talk to anyone! You are in complete control of your repair.

Comprehensive Credit Reports: Gain instant access to your credit reports from all major credit bureaus - Equifax, Experian, and TransUnion. Track your progress, identify errors, and uncover opportunities for improvement.

Real-Time Credit Score Tracking: Stay updated on your credit score as it fluctuates. Our app provides you with regular updates, ensuring you're always aware of your current standing.

Ready-to-Use AI-Generated Dispute Letters: Disputing inaccurate or outdated information on your credit report is critical to improving your score. CoolCredit AI will generate the correct letter for your dispute scenario.

Personalized Credit Improvement Recommendations: Our software analyzes your credit profile and offers personalized recommendations to help you enhance your creditworthiness. Receive valuable insights and practical tips on managing your credit responsibly.

Educational Resources: Empower yourself with knowledge through our extensive library of educational materials. From credit basics to advanced strategies, we provide easy-to-understand resources that will equip you with the knowledge you need to make informed financial decisions.

Secure and User-Friendly Interface: We prioritize the security of your sensitive information. Our app utilizes state-of-the-art encryption protocols, safeguarding your data from unauthorized access. Additionally, our user-friendly interface ensures a seamless and intuitive experience, even for those new to credit repair.

Progress Tracking and Analytics: Monitor your credit repair journey with our built-in progress tracking tools. Visualize your improvement over time, identify areas where you've excelled, and celebrate your milestones along the way.

Customer Support: We understand that credit repair can be complex, and questions may arise. Our dedicated customer support team is here to provide guidance and assist you throughout your credit repair journey. We're just a click or call away!

Remember, your credit score doesn't define you; it's merely a snapshot of your past. Start rewriting your credit story and create a brighter financial future with CoolCredit.
Updated on
Dec 5, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

52 reviews
Cash Simpson
November 13, 2023
Couldn't even get my credit score. Inputted my information, clicked Continue and nothing. Clicked again. The button never animated and nothing happened. Feels unfinished and I don't have the time to waste emailing support just to do a simple thing. Deleted.
9 people found this review helpful
Did you find this helpful?
Cool Credit
November 16, 2023
Hi Cash, We're sorry to hear about your experience & ready to help you. We believe it might be a network issue causing the glitch while retrieving your credit score. Please reinstall the app, keep your internet connection active, and try once again. If the issue occurs, reach us at and we'll check this in detail.
Balpreet Singh
October 30, 2023
I’ve been on the hunt for something to help me improve my credit score for the past year, and let me tell you, there are a lot of posers out there. But then, my buddy turned me onto this app, and it’s been a game changer. I started using coolcredit and was blown away by how it helped me identify errors that I could check and report myself. But with the help of their experts, I was able to get everything sorted out. In just 90 days, I’ve seen an incredible jump in my credit score. 👍
26 people found this review helpful
Did you find this helpful?
Cool Credit
October 31, 2023
Dear Balpreet, Hearing feedback like yours is why we do what we do. Thanks for choosing CoolCredit! Let's continue this journey to financial success together.
October 21, 2023
This app is amazing compared to other services I have used. The expert review is cheap and does the job easily. Highly recommended for anyone wanting to be on top of your credit score. For those people who say it's not good. It doesn't make sense why it wouldn't be good since it's do it yourself. Use it.
28 people found this review helpful
Did you find this helpful?
Cool Credit
October 24, 2023
Your positive review made our day! We're always striving to provide the best for our CoolCredit users. Thanks for being part of our community!

What's new

🌟 CoolCredit App Update Highlights:
🎧 Audio in Courses:
Elevate your learning game! 🎶 Now, enjoy courses with an extra touch of audio magic!
Immerse yourself in a more flexible and engaging learning experience.
📅 Enhanced Notifications:
Stay connected effortlessly! 🚀 Experience the ease of receiving notifications, showcasing our commitment to keeping you informed.
Update your status and let the good vibes roll! 🌟