Lenditt: Instant Personal Loan

Lenditt Technologies Inc

About this app

Lenditt – Fast Payday & Installment Loans for Eligible Canadians

Lenditt is a secure digital lending platform that provides eligible Canadians with convenient access to short-term and installment financing through a simple online application process. We offer two lending products based on your province of residence.

Product Availability: Payday Loans – Ontario Only | Installment Loans – Available Across Canada (Excluding Quebec).


Payday Loans

Lenditt Technologies Inc. is a licensed payday lender operating in the Province of Ontario.
Licence Number: 4741394

Payday Loans are available only to eligible residents of Ontario. If you need short-term financial assistance for unexpected expenses such as emergency bills, vehicle repairs, medical costs, or other urgent needs, you can apply through our fast and paperless application process.

Why Choose Lenditt Payday Loans?
• Loans up to $1,500
• Simple online application
• Secure identity verification
• Direct deposit to your verified bank account
• Transparent loan terms with no hidden fees
• Flexible repayment options
• Dedicated customer support

Representative Example
Borrow $250 for 70 days.
Cost of borrowing: $12.50 ($5 per $100 borrowed)
APR: 26.07%
Total repayment: $250

You may also repay through 10 weekly payments of $25 at no additional cost if payments are made on time.

If one payment is missed, a one-time NSF fee of $25 may apply together with default interest of $0.02 per day. If payment is made 30 days later, the total amount owing would be $50.60.

APR Range: 25%–88.30%
Repayment Period: 62–72 days


Installment Loans

Lenditt also provides Installment Loans to eligible residents across Canada, excluding Quebec. Installment Loans are designed for larger borrowing needs and offer scheduled repayments over a fixed term.

Whether you're planning home improvements, managing unexpected expenses, consolidating bills, or covering other personal financial needs, Lenditt offers a transparent and convenient borrowing experience.

Why Choose Lenditt Installment Loans?
• Loan amounts from $900 to $10,000
• Repayment terms from 2 to 6 months
• Fully digital application process
• Secure verification and electronic agreements
• Direct deposit after approval
• Transparent repayment schedule
• Dedicated customer support

Representative Example
Loan Amount: $5,000
Repayment Term: 6 months
APR: 30%
Processing Fee: 1.99%
Cost of Borrowing: $739.72
Total Repayment: $5,739.72
Monthly Payments: 6 installments of $956.62

Actual loan amounts, interest rates, repayment terms, and approval decisions depend on eligibility and underwriting criteria.

How It Works
1. Complete your application.
2. Verify your identity and banking information.
3. Review your personalized loan offer.
4. Sign electronically.
5. Receive approved funds directly into your verified bank account.

Eligibility
Applicants generally require:
• An active personal chequing account in their name
• Proof of recurring income
• A valid email address and mobile phone number
• Government-issued identification

Meeting these requirements does not guarantee loan approval.

Privacy & Security
Your personal information is collected to verify identity, assess applications, process payments, prevent fraud, maintain credit history, recover outstanding debts, and comply with applicable legal requirements. Information may be shared with financial institutions, payment processors, credit bureaus, credit reporting agencies, verification providers, and collection agencies where permitted by law.

Responsible Borrowing
Borrow only what you can comfortably repay. Carefully review the APR, fees, repayment schedule, and total repayment amount before accepting any loan. Missed payments may result in additional charges, default interest, NSF fees, collection activity, or credit reporting consequences where permitted by law.

Lenditt is committed to providing a secure, transparent, and responsible borrowing experience for eligible Canadians.

What’s new

• Improved application flow for a smoother and faster user experience.
• Enhanced onboarding and verification journeys.
• Fixed minor bugs and stability issues.