Abhi - Your Salary Now!

ABHI (PRIVATE) LIMITED

About this app

ABHI is Pakistan’s first financial wellness platform. Abhi is licensed and registered as a Non-Banking Financial Company (NBFC) under Securities and Exchange Commission of Pakistan (SECP) and a whitelisted Digital Lending app from SECP & adheres to the effective regulatory compliance for Earned Wage Access (EWA). We empower salaried individuals by providing them access to their earned salaries anytime, anywhere through the ABHI App. Employees having their employers registered with Abhi can access Abhi's services, which saves operational hassle of managing salary advances for HR and Finance teams, and gives financial empowerment to employees.

How it works?
Login with your CNIC (after your company is registered with us). Request the amount you want to withdraw from your earned salary. You can transfer the money into your salary bank account. The total transacted amount + transaction charges will automatically be deducted from your next month’s salary. For more information visit www.abhi.com.pk or drop us an email at [e-mail].

NOTE: As per the regulatory framework, EWA is not a loan and repayment is made in the next month's payroll cycle irrespective of the day you withdraw, and there is no APR associated with it, only fixed transaction charges for using the service that the employee consent to before transaction.

Ratings and reviews

This is a best way that from now on you can borrow money, but people should be careful, sometimes it comes and goes and it closes before the month is over. My best advice is to use the app as little as possible now. You can use your monthly salary as needed. Use it as needed, don't use it unnecessarily..

Very worse customer service, when ever facing any issue and reach out to customer support they act like they are very busy they don't even respond you even when connected, during the conversation they act like wadera they don't even wanna speak with you, such a 3rd class app and their customer support

The most frustrating app I ever installed. Time out, end user timeout, userpoint request timeout, amount cannot be sent, check network, try again later and so on... strongly suggest to improve. Comments Date 04-11-25 Hi Abhi team, the queries are improved... thanks for considering... 🙂