Acorns: Save & Invest

318K reviews
Content rating
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About this app

Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow.

Invest, save, learn, and grow with Acorns.

+ MIGHTY OAK DEBIT CARD - Give your money a chance to grow with the Mighty Oak Visa debit card by Acorns and Dwayne Johnson. Exclusive perks: Earn 3.00% or 5.00% APY on your money, and personalize your limited edition, tungsten metal Mighty Oak card.

+ INVEST FOR YOUR FUTURE - Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio, which allows you to invest in stocks from the top 100+ public US companies.

+ INVEST THE CHANGE® - Invest spare change each time you make a purchase with Round-Ups®.

+ INVEST FOR YOUR KIDS - Start investing for your kids’ futures with Acorns Early, an UTMA/UGMA investment account.

+ TEACH YOUR KIDS' MONEY SKILLS - Grow your kids’ money skills with the GoHenry debit card and learning app made just for them. Kids get their own debit card, parents can set spending limits, get real-time notifications when kids spend, and instantly send money to kids’ accounts. Valued at up to $9.98/mo, GoHenry is included in Acorns Premium.

+ INVEST FOR RETIREMENT - Save with an Acorns Later retirement account, and get a 3% IRA match on new contributions with Acorns Premium.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Earn limited-time referral bonuses of up to $1,200.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment & savings strategies, and more.

MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are protected up to $500,000. For details, please see SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at


We bundle our products and education into subscription plans — each curated to meet you where you are. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Acorns Personal ($3/mo): Investing tools to get you started on your financial journey. Includes features like Round-Ups®, an expert-built diversified portfolio, a retirement account, a checking account that saves and invests for you, and more.

Acorns Personal Plus ($6/mo): Everything included in Acorns Personal, plus a 1% IRA match on new contributions to your Acorns Later retirement account, an Emergency fund, courses and videos to help you grow your money knowledge, and live Q&As with investing experts.

Acorns Premium ($12/mo): Everything included in Acorns Personal Plus, plus a 3% IRA match on new contributions to your Acorns Later retirement account, investment accounts for your kids, GoHenry debit card and learning app for kids, ability to add individual stocks to your already diversified portfolio, a $10,000 life insurance policy, a complimentary Will, and more.
Disclosures are available in the images above and at


5300 California Ave Irvine CA 92617
Updated on
Jul 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

310K reviews
Victoria W.
March 5, 2024
The idea is good but the implementation is weird. It rubs me the wrong way that when a purchase is an exact dollar amount, it rounds up to the next dollar instead of letting it be. You can't just invest the round ups, it also requires a fixed contribution per week, which is not as explained. You can't customize your stocks without premium, which is even more money. It's not streamlined. Sad most "bank" apps try to sell you something without basic controls you would expect.
308 people found this review helpful
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Xavier Restrelm
March 16, 2024
I wish acorns was a bit more like Rocket Money, in that, I wish there was an option that allowed you to turn the spare change into a savings option instead of or in addition to an investment account. the extra 20 cents into a savings fund that is immediately accessible could be useful for some to pay debt, or cover their losses in case of emergency, built off of change; money they won't notice they have to save, just as much as it can add to investing. that is my only complaint. otherwise, good!
229 people found this review helpful
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