Acorns: Save & Invest

267K reviews
Content rating
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About this app

Acorns helps you invest and save for your future. With over 20 million downloads and $15+ billion invested for our customers since launch, we are an ultimate investing and money saving app. Get started in minutes, and give your money a chance to grow in the background of life.

“Investing is now made for everyone.” - Forbes (1)

Invest, save, learn and grow with Acorns. Receive the tools to help your money grow.

+ INVEST FOR YOUR FUTURE - Invest spare change with automatic Round-Ups®, and invest money in the background of life with recurring investments. Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, easily personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio option which allows you to invest in stocks from a list of 100+ public U.S. companies. At Acorns, we keep diversification in mind with the belief it can help you make the most of your money.

+ INVEST FOR YOUR KIDS - With Acorns Early, you can start investing for the future of your loved ones. Our UTMA / UGMA investment account for kids features custom Earn rewards and education for families. Invest automatically into a diversified, ETF portfolio, built by experts.

+ INVEST FOR RETIREMENT - Save money for retirement with our easy IRA investing options, featuring SEP, Traditional, and Roth plans.

+ BANK SMARTER - Get an Acorns Checking account and a heavy metal debit card that invests your spare change when you spend and automatically invests a portion of every paycheck. Get paid up to 2 days early when you set up direct deposit with Acorns Checking. Set an Emergency Fund goal and automatically start saving a piece of each paycheck for those surprise expenses.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals on your favorite brands. Search millions of jobs in our Job Finder, and earn exciting, limited-time referral bonuses of up to $1,200. The more you earn, the more you can save and invest! Plus, try our Acorns Earn Chrome Extension to easily, automatically earn investment rewards while you shop from your browser on your phone.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment and savings strategies, and more.


MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are insured up to $500,000. For details, please see SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at


Starts at $3 a month.

We bundle our products, tools, and education into straightforward subscription tiers so you can stay focused on investing for the long-term.

From acorns, mighty oaks do grow. Download Acorns now and grow your oak!

Disclosures are available in the images above and at

Updated on
May 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

261K reviews
March 17, 2023
The app is decent, however, you're prompted to invite a friend, add an additional service, or add more money into Acorns every time you open the app which is annoying and for someone who has a significant amount, ridiculous to have to deal with. Additionally, I have put in $10,500 into the investment account, and after two months, I'm at $10,340. For auto-investing, not too impressed with their performance, but giving it 6 months to gain a better gauge. Keep you posted!
257 people found this review helpful
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May 4, 2023
The navigation is really bad, and verification never works. I can't even cancel my subscription because of the incredibly flawed verification process. Everytime I put in my bank info to cancel my subscription, an unexplained error occurs. So I can't even do something should be as simple as cancel my account.
37 people found this review helpful
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kenneth mccuin
May 7, 2023
I've been using this app for 1.5year, mainly for my newborn son. I didn't have anything when I left for the real world at 18, and I was determined to make sure he had something. I must say I'm impress bc not only you can see it grow you can look a projection, change how much you want reoccurring, it auto stop recurring if you don't have the fund and start back up when you do. Everything is easy to navigate for me. I'd recommend it. Set a comfortable amount and forget it's there until time comes!
41 people found this review helpful
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What's new

Our team's been working hard to find efficiencies in the app. We hope these updates help you grow your oak!