Acorns: Save & Invest

Acorns

About this app

Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow.

Invest, save, learn, and grow with Acorns.

+ MIGHTY OAK DEBIT CARD - Give your money a chance to grow with the Mighty Oak Visa debit card by Acorns and Dwayne Johnson. Exclusive perks: Earn 3.00% or 4.85% APY on your money, and personalize your limited edition, tungsten metal Mighty Oak card.

+ INVEST FOR YOUR FUTURE - Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio, which allows you to invest in stocks from the top 100+ public US companies.

+ INVEST THE CHANGE® - Invest spare change each time you make a purchase with Round-Ups®.

+ INVEST FOR YOUR KIDS - Start investing for your kids’ futures with Acorns Early, an UTMA/UGMA investment account.

+ TEACH YOUR KIDS' MONEY SKILLS - Grow your kids’ money skills with the GoHenry debit card and learning app made just for them. Kids get their own debit card, parents can set spending limits, get real-time notifications when kids spend, and instantly send money to kids’ accounts. Valued at up to $9.98/mo, GoHenry is included in Acorns Gold.

+ INVEST FOR RETIREMENT - Save with an Acorns Later retirement account, and get a 3% IRA match on new contributions with Acorns Gold.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Earn limited-time referral bonuses of up to $1,200.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment & savings strategies, and more.

MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at www.fdic.gov.

SUBSCRIPTIONS

We bundle our products and education into subscription plans — each curated to meet you where you are. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Acorns Bronze ($3/mo): Investing tools to get you started on your financial journey. Includes features like Round-Ups®, an expert-built diversified portfolio, a retirement account, a checking account that saves and invests for you, and more.

Acorns Silver ($6/mo): Everything included in Acorns Bronze, plus a 1% IRA match on new contributions to your Acorns Later retirement account, an Emergency fund, courses and videos to help you grow your money knowledge, and live Q&As with investing experts.

Acorns Gold ($12/mo): Everything included in Acorns Silver, plus a 3% IRA match on new contributions to your Acorns Later retirement account, investment accounts for your kids, GoHenry debit card and learning app for kids, ability to add individual stocks to your already diversified portfolio, a $10,000 life insurance policy, a complimentary Will, and more.
————————
Disclosures are available in the images above and at www.acorns.com/disclosures

Sources:
1. https://bit.ly/3iSAjhs

5300 California Ave Irvine CA 92617

Ratings and reviews

well. first off I keep being charged 5 dollars whenever it feels like it. even with recurring payments off. And I have no real knowledge of investing, but to me it seems like a savings account you don't want to withdrawal because if you do they won't give you the full amount back do to the inconvenience for them to have to get the money back from the vested. but the app layout and the vibe is laid back and it's well put together.

I signed up and loved this app until I had to cancel my subscription temporarily and it's been almost a month and my account is still showing pending cancelation and now I am trying to start a new subscription and I can't. I chatted w/ customer service rep & my email & contact info was verifyed & I was reminded that my SS# can only be used on 1 account. Which I fill like that's common sense.

Well designed. Stay the course and get rich slow. Edit: With every release I would expect the some release notes. It seems the last several months just the same generic verbiage. Where's the transparency? Where's the product manager effort? Also I continue to get promotions even when I use the promotion toggle to stop receiving. Edit 2: App feels less and less valuable. Constantly pressured by promotionals and inviting friends.

What's new

We made some small changes so it’s even easier to help your money grow, because we believe small change adds up. Grow your oak!