AdaKami - Digital Loans

4.3
1.12M reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Digital Loan Application With OJK Licensed
🎉🎉🎉 AdaKami - Digital cash loan platform with HIGH LIMIT, LOW INTEREST, WITHOUT GUARANTEE that is licensed, registered and supervised by OJK. You can borrow rupiah cash up to 80,000,000 rupiah without collateral. We also protect personal privacy. Download AdaKami, you can apply for an easy & secure loan.

💰️ AdaKami Digital Fund Loan Product
◉ Loan period: 3, 6, 12 months installments 91-365 days)
◉ Loan limit: IDR 3,000,000 - IDR 80,000,000
◉ Interest rate (maximum APR): 36% per annum
◉ Service fee:1.42% of the loan principal

📱For a loan of IDR 3,000,000 with a period of 6 months, the fees charged are as follows:
Monthly interest rate:36%/12=3%
Monthly interest:Rp 3,000,000*36%/12=Rp 90,000
Monthly service fee:Rp 3,000,000*1.42%=Rp 42,600
Monthly payment amount:Rp 3,000,000/6 + Rp 3,000,000*36%/12+Rp 3,000,000*1.42%= Rp 632,600

Total interest: IDR 3,000,000*36%/12*6= IDR 540,000
Total service fee:Rp 3,000,000*1.42%*6= Rp 255,600
Total refund fee: IDR 3,000,000 + IDR 3,000,000*36%/12*6+ IDR 3,000,000*1.42%*6= IDR 3,795,600

⭐️AdaKami is committed to providing a comfortable digital loan experience. For that, by borrowing money on AdaKami you will get:
✔︎Low interest & service fee
✔︎Loans without collateral
✔︎Easy bill payment
✔︎24 Hours Customer Service
✔︎Protect all your personal information.

😊How to apply for a digital loan at AdaKami?
1. Download AdaKami on the Google Play Store.
2. Login only with your mobile number.
3. Select the digital loan amount and payment period you want.
4. Upload all the requested information correctly.
5. Easy loan application approval.
6. Aged 18 years and over.

😊How to pay your digital cash loan?
You can pay bills via ATM transfer, M-Banking...
AdaKami partner bank; MANDIRI, BCA, BNI, CIMB, BTN, PANIN, PERMATA
MAYBANK, DANAMON, BRI...

If you need a loan for an emergency situation or have difficulty applying for a credit card, please install the AdaKami application to apply for an easy rupiah loan.
Make sure all your payment information matches the information listed in the application before making a transaction. Beware, Recognize & Avoid all fraudulent attempts on behalf of AdaKami. AdaKami never ask for payments through personal accounts and payments that are not listed in the application.

Download AdaKami now! Apply for a loan without collateral and enjoy the convenience and security of AdaKami’s loan services!

For more information, you can contact us below:

☎️Telephone: 1500077
📧Email: tanya@adakami-cs.id
⌚Service Hours: Monday - Sunday 08:00 - 20:00 WIB
➡️Website: https://www.adakami.id/
💖Live Chat In AdaKami Application

Follow us on (Beware of unverified accounts) :
💖Facebook: AdaKami
💖Instagram: adakami.id
💖TikTok: adakami.id
💖Twitter: adakamiofficial

Cyber Building 2 Tower Floor 28
Jl. H.R. Rasuna Said Block X-5 No. 13 RT/RW. 007/002
East Kuningan, Setia Budi
South Jakarta 12950
Updated on
Apr 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
1.11M reviews
Andro Ginting
July 23, 2021
Worse financial application I've ever had! 1. Too much errors on this application. Like : can't open inbox messages, credit submition are often error. 2. I've received too much annoying sms from people that I've never know. 3. Called before due, sucks! 4. Very slow to check payment settlement. 5. Too much missed calls from people that I don't know well. 6. High credit interest. Conclusions : DO NOT TRY THIS APP!
582 people found this review helpful
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Paramitha “Midori” Agustina
January 25, 2024
It's true when filling in data is easy and funds are received within 24 hours. But the payment is not yet due, I have been called every day to pay the bill and it is very annoying. If it's past due, it's even more annoying, they'll call every 30 minutes. Very very annoying. The person who reminded me by phone was rude. The interest is too high. This is the first and last for me. If I don't need an emergency fund, I won't borrow money.
896 people found this review helpful
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PT Pembiayaan Digital Indonesia
January 26, 2024
Hai Teman Kami, apabila Anda memiliki pertanyaan terkait aplikasi AdaKami, silakan hubungi kami dengan melampirkan detail pertanyaan melalui live chat di aplikasi AdaKami atau email hello@cs.adakami.id Terima kasih. ^Bagus
Dini Astari
April 4, 2024
The Limit is so low. My limit given only 2.5 million and I couldn't even borrowed that money. Too many spam calls eventhough you didn't borrow the money. It's better to never use this app.
39 people found this review helpful
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PT Pembiayaan Digital Indonesia
April 5, 2024
Hai Teman Kami, apabila Anda memiliki pertanyaan terkait aplikasi AdaKami, silakan hubungi kami dengan melampirkan detail pertanyaan melalui live chat di aplikasi AdaKami atau email tanya@adakami-cs.id Terima kasih. ^Beka

What's new

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