Cash Advance & Payday Loans

Melissa Finance App

About this app

Do you need money urgently? We are ready to help! Install our app for a cash advance in 5 minutes at highly favorable terms!

We're a platform that connects borrowers and payday loan lenders willing to lend you money, even if you have a bad credit score. A payday cash advance is an excellent option if you need money instantly because:

- You don't have to stand in line at the bank.
- You can get a pay day loan right from your phone.
- You can get payday advance directly to your bank account.
- You will only need 5 minutes to complete a fast cash advance application form.
- No paperwork is involved.
- We connect you only with trusted lenders willing to lend you money with no hidden fees or taxes.
- You'll get an answer fast, right to your phone.
- We work 24/7, so you can get instant loans for any purpose exactly when you need money.
- Even if you have a bad credit score, you can get a cash advance through our app.

How does it work?

1. First, you have to download our loan app. The application form only requires basic information about you as a borrower, i.e. your first and last name, age, address, place of work, and purpose of the credit. Our quick loans app stats say that 95% of applicants received a payday advance within 24 hours.

2. Select the amount of instant loan you need. We need these parameters to match you with reliable lenders offering the best payday loans.

3. Check the loan offer. Be sure to pay attention to the interest rate and the repayment schedule. You need to pay back any payday advance on time, so make sure you select the one that is right for you.

4. Sign the contract for the cash advance loan. Read the agreement carefully and ensure you are satisfied with the terms on which you borrow cash. Check what happens if you do not pay on time. You may be allowed to extend the repayment period, or you will have to pay a late fee.

5. Get an instant cash advance to your bank account. Most users get instant payday loans within 15 minutes. However, transferring funds may take a little longer.

It is essential to understand that we are not a financial institution that directly gives cash advance loans to borrowers. Instead, we are a platform that cooperates with reliable lenders ready to lend money to you.

When you apply for a paycheck advance in our app, you agree to get your personal information verified by lenders.

The average loan terms are as follows:
- The min period of loan repayment is 65 days.
- The max loan repayment term is 2 years.
- The max APR is 35.95% (including fees that may apply).

Representative example:
You get a quick cash advance of $2,000 for 6 months. The APR is 30%. So you will have to pay back $363.10 monthly. The total amount you pay back is $2,178.60. Total interest is $178.60.

What if you can't make your payments on time?
You should negotiate all the cash advance loan terms,
including the extension of payment, directly with your lender. Usually, the contract spells out the payday loan terms, including the availability of a flexible repayment date. Please note that you may be charged a late payment fee. Many cash advance lenders are ready to make a small extension of your payday loan, so don't worry too much about that.

Our app is working to ensure you can get money fast at any time of the day from the best lenders in the US!

Ratings and reviews

The loan app exceeded my expectations with its efficiency and convenience. From applying to receiving funds, the process was seamless. The app's interface is modern and easy to navigate, making it a top choice for anyone seeking a hassle-free borrowing experience.

This app was simple and easy to use. Great user interface. However, the results they give you after you've completed your application were a list of very weak lender candidates. Not very promising.

I'm still in the process of trying it out, but it seems pretty straightforward..... It says that I have available offers, so I'm definitely going to try to accept one before I'll feel comfortable recommending it to others; but as long as it does what its claiming, then I'll have no problem changing my rating to 5-stars! Fingers crossed, I truly have hope for this app!!

What's new

Minor bug fix